Company / Interest Expense
Capital One Interest Expense History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$42.9B
FY2025
5-year range
$1.6B / $42.9B
FY2021-FY2025
Trend
+37.4%
vs FY2024
Sector context
#2 of 241
Financials
What the data says
Among 241 Financials companies, Capital One is in the bottom 1% for interest expense. Interest Expense has increased for 4 consecutive years, from $1.6B in FY2021 to $42.9B in FY2025.
Based on SEC 10-K filings.
$42.9B in FY2025 with a 5-year CAGR of +68.9%. Ranks 2nd among 241 companies in Financials.
Increased from $29.2B to $42.9B over the past 2 years.
Financials sector context is included.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +16.5%
- 5-Year CAGR
- +68.9%
- 10-Year CAGR
- -
Sector benchmark
Bottom 1% in FinancialsTop 99% of 241This company $42.9B Sector average $1.3B
▼
+3240.8% above sector average
Key checks
Key Insights
- Capital One's interest expense has grown for 4 consecutive years.
- 5-year CAGR of +68.9%, indicating consistent growth.
- In FY2025, interest expense increased 37.4% year-over-year.
- Ranks #2 out of 241 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $42.9B | +37.4% |
| FY2024 | $31.2B | +6.7% |
| FY2023 | $29.2B | +7.8% |
| FY2022 | $27.1B | +1596.7% |
| FY2021 | $1.6B | -48.8% |
| FY2020 | $3.1B | -39.7% |
| FY2019 | $5.2B | +20.3% |
| FY2018 | $4.3B | +164.7% |
| FY2017 | $1.6B | -19.5% |
| FY2016 | $2.0B | +24.2% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026