Company / FCF Margin
Capital One FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
48.9%
FY2025
5-year range
37.6% / 53.3%
FY2021-FY2025
Trend
+12.8%
vs FY2024
Sector context
#48 of 204
Financials
What the data says
Capital One's fcf margin of 48.9% is higher than 76% of companies in the Financials sector (FY2025). FCF Margin has fluctuated over the past 10 years, ranging from 37.6% in FY2022 to 56.1% in FY2020.
Based on SEC 10-K filings.
48.9% in FY2025 with a 5-year CAGR of -7.1%. Top quartile in the Financials sector.
Declined from 53.3% to 48.9% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +11.3pp
- 5-Year Change
- -7.1pp
- 10-Year Change
- -
Sector benchmark
Top 24% in FinancialsTop 24% of 204This company 48.9% Sector average 210.0%
▼
-76.7% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 12.8% year-over-year.
- Currently 161.1pp below the Financials sector average.
- Peak fcf margin was recorded in FY2020.
- Lowest fcf margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 48.9% | +12.8% |
| FY2024 | 43.4% | -18.7% |
| FY2023 | 53.3% | +41.8% |
| FY2022 | 37.6% | -1.5% |
| FY2021 | 38.1% | -31.9% |
| FY2020 | 56.1% | +1.8% |
| FY2019 | 55.1% | +27.8% |
| FY2018 | 43.1% | +5.2% |
| FY2017 | 41.0% | -5.7% |
| FY2016 | 43.4% | +6.0% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026