Company / Return on Assets (ROA)
AMERISERV FINANCIAL INC /PA/ Return on Assets (ROA) History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.1%
FY2025
5-year range
0.1% / 0.5%
FY2021-FY2025
Trend
-48.0%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Return on Assets (ROA) has declined for 3 consecutive years, from 0.5% in FY2022 to 0.1% in FY2025.
Based on SEC 10-K filings.
0.1% in FY2025 with a 5-year CAGR of -0.5%.
Declined from 0.5% to 0.1% over the past 2 years.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -0.4pp
- 5-Year Change
- -0.5pp
- 10-Year Change
- -
Key checks
Key Insights
- AMERISERV FINANCIAL INC /PA/'s return on assets (roa) has declined for 3 consecutive years.
- In FY2025, return on assets (roa) decreased 48.0% year-over-year.
- Peak return on assets (roa) was recorded in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.08 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.1% | -48.0% |
| FY2024 | 0.3% | -51.0% |
| FY2023 | 0.5% | -7.3% |
| FY2022 | 0.5% | +7.8% |
| FY2021 | 0.5% | -22.7% |
| FY2020 | 0.7% | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026