Company / Profit Margin
AMERISERV FINANCIAL INC /PA/ Profit Margin History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
13.0%
FY2025
5-year range
13.0% / 50.5%
FY2021-FY2025
Trend
-43.4%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Profit Margin has declined for 3 consecutive years, from 50.5% in FY2022 to 13.0% in FY2025.
Based on SEC 10-K filings.
13.0% in FY2025 with a 5-year CAGR of -47.7%.
Declined from 47.3% to 13.0% over the past 2 years.
Profit Margin over time
Growth rates
- 3-Year Change
- -37.5pp
- 5-Year Change
- -47.7pp
- 10-Year Change
- -
Key checks
Key Insights
- AMERISERV FINANCIAL INC /PA/'s profit margin has declined for 3 consecutive years.
- In FY2025, profit margin decreased 43.4% year-over-year.
- Peak profit margin was recorded in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.08 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 13.0% | -43.4% |
| FY2024 | 23.1% | -51.2% |
| FY2023 | 47.3% | -6.5% |
| FY2022 | 50.5% | +7.0% |
| FY2021 | 47.2% | -22.2% |
| FY2020 | 60.7% | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026