Company / Return on Equity (ROE)
AMERISERV FINANCIAL INC /PA/ Return on Equity (ROE) History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
1.6%
FY2025
5-year range
1.6% / 7.0%
FY2021-FY2025
Trend
-52.4%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Return on Equity (ROE) has declined for 3 consecutive years, from 7.0% in FY2022 to 1.6% in FY2025.
Based on SEC 10-K filings.
1.6% in FY2025 with a 5-year CAGR of -6.3%.
Declined from 6.9% to 1.6% over the past 2 years.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -5.4pp
- 5-Year Change
- -6.3pp
- 10-Year Change
- -
Key checks
Key Insights
- AMERISERV FINANCIAL INC /PA/'s return on equity (roe) has declined for 3 consecutive years.
- In FY2025, return on equity (roe) decreased 52.4% year-over-year.
- Peak return on equity (roe) was recorded in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.08 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 1.6% | -52.4% |
| FY2024 | 3.4% | -51.4% |
| FY2023 | 6.9% | -1.4% |
| FY2022 | 7.0% | +14.7% |
| FY2021 | 6.1% | -22.5% |
| FY2020 | 7.9% | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026