Company / Operating Cash Flow
Affirm Holdings, Inc. Operating Cash Flow History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$793.9M
FY2025
5-year range
-$87.6M / $793.9M
FY2021-FY2025
Trend
+76.4%
vs FY2024
Sector context
#112 of 413
Financials
What the data says
At $794M, Affirm Holdings, Inc.'s operating cash flow ranks #112 of 413 in the Financials sector. Operating Cash Flow has increased for 4 consecutive years, from -$88M in FY2021 to $794M in FY2025.
Based on SEC 10-K filings.
$794M in FY2025.
Improved from $12M to $794M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
#112 of 413 in FinancialsTop 27% of 413This company $793.9M Sector average $636.4M
▼
+24.8% above sector average
Key checks
Key Insights
- Affirm Holdings, Inc.'s operating cash flow has grown for 4 consecutive years.
- In FY2025, operating cash flow increased 76.4% year-over-year.
- Ranks #112 out of 413 companies in the Financials sector.
- Lowest operating cash flow in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $793.9M | +76.4% |
| FY2024 | $450.1M | +3595.4% |
| FY2023 | $12.2M | +117.1% |
| FY2022 | -$71.3M | +18.7% |
| FY2021 | -$87.6M | -22.9% |
| FY2020 | -$71.3M | +18.7% |
| FY2019 | -$87.6M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026