Company / Free Cash Flow
Affirm Holdings, Inc. Free Cash Flow History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$601.7M
FY2025
5-year range
-$108.6M / $601.7M
FY2021-FY2025
Trend
+106.9%
vs FY2024
Sector context
#75 of 302
Financials
What the data says
Affirm Holdings, Inc.'s free cash flow of $602M is higher than 75% of companies in the Financials sector (FY2025). Free Cash Flow has fluctuated over the past 7 years, ranging from -$109M in FY2023 to $602M in FY2025.
Based on SEC 10-K filings.
$602M in FY2025. Top quartile in the Financials sector.
Improved from -$109M to $602M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Top 25% in FinancialsTop 25% of 302This company $601.7M Sector average $646.4M
▼
-6.9% below sector average
Key checks
Key Insights
- In FY2025, free cash flow increased 106.9% year-over-year.
- Ranks #75 out of 302 companies in the Financials sector.
- Lowest free cash flow in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $601.7M | +106.9% |
| FY2024 | $290.8M | +367.8% |
| FY2023 | -$108.6M | -17.6% |
| FY2022 | -$92.3M | +13.8% |
| FY2021 | -$107.1M | -16.0% |
| FY2020 | -$92.3M | +13.8% |
| FY2019 | -$107.1M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026