Insider Buy + Low Debt
Companies where insiders are buying while the company maintains low debt levels and positive free cash flow — a signal of financial strength and insider confidence.
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Data may be delayed and accuracy is not guaranteed. All investment decisions are solely your responsibility. Verify information independently and consult a qualified financial advisor before investing. About · Methodology
Key Insights
16 companies currently meet the low debt buy detection criteria. Abbott Laboratories (ABT) is among the detected companies. This signal uses fact-based detection — all required conditions must be met simultaneously for a company to appear. Data sourced from SEC EDGAR Form 4, 13F, and 10-K/10-Q filings. This information does not constitute investment advice.
Why This Matters
Insider buying at companies with strong balance sheets represents conviction backed by financial stability. Low debt companies have lower interest expense, reduced bankruptcy risk, and greater strategic flexibility. When insiders purchase shares in these conditions, the signal is amplified by the underlying financial health.
16 companies meet all detection criteria: insider buying activity combined with low debt and positive free cash flow.
Insider buying at companies with low leverage and positive free cash flow may indicate that insiders see value in a financially stable business. Low-debt companies typically have lower interest expense, reduced refinancing risk, and greater flexibility to invest in growth or return capital. The combination of insider conviction with balance sheet strength is a pattern historically noted in fundamental analysis.
Form 4 filings are required to be filed within 2 business days of a transaction. 13F filings are reported quarterly with up to 45-day delay. 10-K/10-Q filings are quarterly. Signal data reflects the most recent available filings and may not capture very recent activity. All data is sourced from SEC EDGAR public filings.
- -Currently tracking 16 insider buy low debt signals
16 Companies with Low Debt Buy Signals
Insider data from Form 4 filings (typically filed within 2 business days of transaction). Institutional data from 13F filings (reported quarterly, up to 45 days after quarter end). Fundamentals from 10-K/10-Q filings (quarterly). Signals are recalculated as new filings become available.
| # | Company | Insider Buys | D/E Ratio | FCF | Rev. Growth | Signal Date |
|---|---|---|---|---|---|---|
| 1 | ABTAbbott Laboratories | - | - | - | - | Feb 17, 2026 |
| 2 | ADMArcher Daniels Midland | - | - | - | - | Feb 17, 2026 |
| 3 | CINFCincinnati Financial | - | - | - | - | Feb 17, 2026 |
| 4 | BENFranklin Resources | - | - | - | - | Feb 17, 2026 |
| 5 | KMIKinder Morgan | - | - | - | - | Feb 17, 2026 |
| 6 | IPInternational Paper | - | - | - | - | Feb 17, 2026 |
| 7 | JCIJohnson Controls | - | - | - | - | Feb 17, 2026 |
| 8 | MOHMolina Healthcare | - | - | - | - | Feb 17, 2026 |
| 9 | NDAQNasdaq, Inc. | - | - | - | - | Feb 17, 2026 |
| 10 | AMTBAmerant Bancorp Inc. | - | - | - | - | Feb 17, 2026 |
| 11 | AVOMission Produce, Inc. | - | - | - | - | Feb 17, 2026 |
| 12 | AVTRAvantor | - | - | - | - | Feb 17, 2026 |
| 13 | CHRWC.H. Robinson | - | - | - | - | Feb 17, 2026 |
| 14 | BANCBanc Of California, Inc. | - | - | - | - | Feb 17, 2026 |
| 15 | BFSTBusiness First Bancshares, Inc. | - | - | - | - | Feb 17, 2026 |
| 16 | NPBNORTHPOINTE BANCSHARES INC | - | - | - | - | Feb 17, 2026 |
What Is an Insider Buy With Low Debt Signal?
This signal combines insider purchasing activity (Form 4 filings) with balance sheet strength. When corporate insiders buy shares of a company that maintains low debt relative to equity and generates positive free cash flow, it suggests confidence from people with direct knowledge of the business, backed by a strong financial foundation. Companies with low leverage have more flexibility to invest in growth, weather downturns, and return capital to shareholders.
Insider trading data from SEC EDGAR Form 4 filings. Institutional holdings from quarterly 13F filings. Financial fundamentals from 10-K and 10-Q filings. All data is public domain and does not constitute investment advice.
Detection Criteria
This signal uses fact-based detection. All of the following conditions must be simultaneously true for a company to appear. Data is derived from public SEC filings and is for informational purposes only.
At least 1 insider buyer within the lookback window (Form 4).
Debt-to-equity ratio below 1.5 (financial sector excluded).
Free cash flow is positive in the latest filing.
All conditions must be met (AND logic). Data sources: SEC Form 4 (insider trades), 13F (institutional holdings), 10-K/10-Q (fundamentals). All data is public domain.
Other Signal Types
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Frequently Asked Questions
What are smart money signals?
Smart money signals are cross-referencing indicators that combine multiple SEC filing data sources — insider trading (Form 4), institutional holdings (13F), and financial fundamentals (10-K/10-Q) — to identify stocks where well-informed investors are acting with conviction. When insiders, institutions, and financial metrics all point in the same direction, it may indicate meaningful information about a company's prospects.
How are smart money signals calculated?
Signals are computed by combining three independent data sources from SEC EDGAR: (1) insider buying/selling from Form 4 filings (last 30 days), (2) institutional ownership changes from 13F filings (quarterly), and (3) fundamental metrics from 10-K/10-Q filings (revenue growth, profit margins). Each signal type has a score from 0-100 based on the strength and alignment of these factors.
How often are smart money signals updated?
The underlying data updates at different frequencies: insider trading data (Form 4) is typically filed within 2 business days of a transaction, institutional holdings (13F) are filed quarterly within 45 days of quarter end, and financial fundamentals update with each quarterly earnings filing. Signal calculations run regularly to incorporate the latest available data.
What does a convergence signal mean?
A convergence signal indicates that corporate insiders are buying shares, institutional investors are increasing their positions, and the company's financial fundamentals are improving — all at the same time. This triple-positive alignment from three independent sources suggests broad agreement among well-informed parties that the stock offers value.
Should I buy stocks based on smart money signals?
No. Smart money signals are informational tools, not investment recommendations. While they highlight interesting patterns in SEC filing data, they should be one of many inputs in your research process. Insider selling can have innocent explanations, institutional moves may lag reality by 45+ days, and past patterns do not predict future returns. Always do your own research before making investment decisions.