Company / Free Cash Flow
Wintrust Financial Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$860.4M
FY2025
5-year range
$635.5M / $1.3B
FY2021-FY2025
Trend
+35.4%
vs FY2024
Sector context
#64 of 296
Financials
What the data says
Wintrust Financial's free cash flow of $860M is higher than 78% of companies in the Financials sector (FY2025). Free Cash Flow returned to growth in FY2025 after 2 years of decline, reaching $860M.
Based on SEC 10-K filings.
$860M in FY2025 with a 3-year CAGR of -13.3%. Top quartile in the Financials sector.
Improved from $698M to $860M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -13.3%
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Top 22% in FinancialsTop 22% of 296This company $860.4M Sector average $616.2M
▼
+39.6% above sector average
Key checks
Key Insights
- 3-year CAGR of -13.3%, indicating a declining trend.
- In FY2025, free cash flow increased 35.4% year-over-year.
- Ranks #64 out of 296 companies in the Financials sector.
- Peak free cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $860.4M | +35.4% |
| FY2024 | $635.5M | -8.9% |
| FY2023 | $698.0M | -47.2% |
| FY2022 | $1.3B | +23.1% |
| FY2021 | $1.1B | +284.5% |
| FY2020 | -$582.1M | -416.4% |
| FY2019 | $184.0M | -40.4% |
| FY2018 | $308.9M | -9.8% |
| FY2017 | $342.4M | +23.6% |
| FY2016 | $277.0M | +6266.1% |
As of FY2025 · SEC 10-K Annual Filings · Updated Feb 28, 2026