Wintrust Financial Cash Flow Statement
WTFC / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 15 fiscal years. All figures from audited SEC 10-K filings.
At a glance
Operating Cash Flow
$910M
FY2025
Free Cash Flow
$860M
FY2025
Capital Expenditures
$50M
Cash used for long-term assets
Dividends Paid
$169M
FY2025
Wintrust Financial generated $910M in operating cash flow and $860M in free cash flow in FY2025. Free cash flow margin was 323.9% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score NaN (distress zone, below 1.23 threshold)
- Profit margin: 310.1% of revenue retained as profit
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $823.8M | $695.0M | $622.6M | $509.7M | $466.2M | $293.0M | $355.7M | $343.2M | $257.7M | $206.9M | $156.7M | $151.4M | $137.2M | $111.2M | $77.6M |
| Depreciation & Amortization | $66.9M | $61.4M | $56.9M | $53.1M | $54.0M | $46.4M | $38.0M | $33.2M | $31.5M | $32.1M | $31.1M | $28.1M | $26.0M | $23.1M | $19.1M |
| Operating Cash Flow | $910.3M | $721.6M | $744.4M | $1.4B | $1.1B | -$518.5M | $266.0M | $377.2M | $401.6M | $311.0M | $39.0M | $206.4M | $287.2M | $268.7M | $244.3M |
| Capital Expenditures | $50.0M | $86.0M | $46.4M | $53.4M | $57.1M | $63.6M | $82.0M | $68.3M | $59.2M | $33.9M | $43.5M | $38.1M | $37.7M | $74.3M | $79.1M |
| Free Cash Flow | $860.4M | $635.5M | $698.0M | $1.3B | $1.1B | -$582.1M | $184.0M | $308.9M | $342.4M | $277.0M | -$4.5M | $168.2M | $249.5M | $194.3M | $165.1M |
| Share Buybacks | - | - | $0 | $0 | $9.5M | $92.1M | $0 | $0 | $397.0K | $616.0K | $424.0K | $549.0K | $3.5M | $7.7M | $112.0K |
| Dividends Paid | $169.4M | $143.3M | $125.7M | $108.2M | $98.6M | $85.9M | $65.1M | $51.0M | $40.5M | $38.6M | $29.9M | $24.9M | $13.9M | $13.2M | $10.3M |
| FCF Margin | 323.9% | 253.5% | 316.6% | 607.0% | 518.3% | -342.2% | 113.9% | - | - | - | - | - | - | - | - |