Company / FCF Margin
Western Union FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
12.5%
FY2025
5-year range
8.8% / 19.9%
FY2021-FY2025
Trend
+42.4%
vs FY2024
Sector context
#140 of 200
Financials
What the data says
At 12.5%, Western Union's fcf margin ranks #140 of 200 in the Financials sector. FCF Margin has fluctuated over the past 10 years, ranging from 8.8% in FY2024 to 19.9% in FY2021.
Based on SEC 10-K filings.
12.5% in FY2025 with a 5-year CAGR of -4.9%.
Declined from 17.4% to 12.5% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +0.2pp
- 5-Year Change
- -4.9pp
- 10-Year Change
- -
Sector benchmark
#140 of 200 in FinancialsTop 70% of 200This company 12.5% Sector average 214.0%
▼
-94.2% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 42.4% year-over-year.
- Currently 201.6pp below the Financials sector average.
- Peak fcf margin was recorded in FY2021.
- Lowest fcf margin in the period was in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.82 (distress zone, below 1.8 threshold)
- Strong return on equity: 83.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 12.5% | +42.4% |
| FY2024 | 8.8% | -49.8% |
| FY2023 | 17.4% | +42.1% |
| FY2022 | 12.3% | -38.2% |
| FY2021 | 19.9% | +14.3% |
| FY2020 | 17.4% | +6.2% |
| FY2019 | 16.4% | +33.6% |
| FY2018 | 12.3% | +0.6% |
| FY2017 | 12.2% | -32.1% |
| FY2016 | 17.9% | +0.7% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026