Company / Operating Margin
Western Union Operating Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
18.7%
FY2025
5-year range
17.2% / 22.1%
FY2021-FY2025
Trend
+8.5%
vs FY2024
Sector context
#56 of 103
Financials
What the data says
At 18.7%, Western Union's operating margin ranks #56 of 103 in the Financials sector. Operating Margin returned to growth in FY2025 after 3 years of decline, reaching 18.7%.
Based on SEC 10-K filings.
18.7% in FY2025 with a 5-year CAGR of -1.3%.
Remained stable around 18.7% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- -1.1pp
- 5-Year Change
- -1.3pp
- 10-Year Change
- -
Sector benchmark
#56 of 103 in FinancialsTop 54% of 103This company 18.7% Sector average -47.9%
▼
+139.0% above sector average
Key checks
Key Insights
- In FY2025, operating margin increased 8.5% year-over-year.
- Currently 66.6pp above the Financials sector average.
- Peak operating margin was recorded in FY2021.
- Lowest operating margin in the period was in FY2017.
Company context
Key Data Points
- Altman Z-Score 0.82 (distress zone, below 1.8 threshold)
- Strong return on equity: 83.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 18.7% | +8.5% |
| FY2024 | 17.2% | -8.1% |
| FY2023 | 18.8% | -5.1% |
| FY2022 | 19.8% | -10.7% |
| FY2021 | 22.1% | +10.7% |
| FY2020 | 20.0% | +13.4% |
| FY2019 | 17.6% | -12.1% |
| FY2018 | 20.1% | +133.1% |
| FY2017 | 8.6% | -4.1% |
| FY2016 | 9.0% | -55.6% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026