Company / Depreciation & Amortization
Upstart Holdings, Inc. Depreciation & Amortization History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Depreciation & Amortization
$24.8M
FY2025
5-year range
$774.0K / $24.9M
FY2021-FY2025
Trend
+20.9%
vs FY2024
Sector context
#144 of 287
Financials
What the data says
At $25M, Upstart Holdings, Inc.'s depreciation & amortization ranks #144 of 287 in the Financials sector. Depreciation & Amortization has fluctuated over the past 7 years, ranging from $774,000 in FY2021 to $25M in FY2023.
Based on SEC 10-K filings.
$25M in FY2025 with a 5-year CAGR of +61.3%.
Remained stable around $25M over the past 2 years.
Financials sector context is included.
Depreciation & Amortization over time
Growth rates
- 3-Year CAGR
- +121.7%
- 5-Year CAGR
- +61.3%
- 10-Year CAGR
- -
Sector benchmark
#144 of 287 in FinancialsTop 50% of 287This company $24.8M Sector average $209.3M
▼
-88.1% below sector average
Key checks
Key Insights
- 5-year CAGR of +61.3%, indicating consistent growth.
- In FY2025, depreciation & amortization increased 20.9% year-over-year.
- Ranks #144 out of 287 companies in the Financials sector.
- Peak depreciation & amortization was recorded in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.45 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Depreciation & AmortizationValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $24.8M | +20.9% |
| FY2024 | $20.5M | -17.5% |
| FY2023 | $24.9M | +993.2% |
| FY2022 | $2.3M | +194.3% |
| FY2021 | $774.0K | -66.0% |
| FY2020 | $2.3M | +194.3% |
| FY2019 | $774.0K | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026