Company / Capital Expenditures
Upstart Holdings, Inc. Capital Expenditures History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Capital Expenditures
$347.0K
FY2025
5-year range
$347.0K / $8.8M
FY2021-FY2025
Trend
-58.5%
vs FY2024
Sector context
#280 of 294
Financials
What the data says
Among 294 Financials companies, Upstart Holdings, Inc. is in the bottom 5% for capital expenditures. Capital Expenditures has declined for 3 consecutive years, from $9M in FY2022 to $347,000 in FY2025.
Based on SEC 10-K filings.
$347,000 in FY2025 with a 5-year CAGR of -23.8%.
Declined from $2M to $347,000 over the past 2 years.
Financials sector context is included.
Capital Expenditures over time
Growth rates
- 3-Year CAGR
- -66.0%
- 5-Year CAGR
- -23.8%
- 10-Year CAGR
- -
Sector benchmark
Bottom 5% in FinancialsTop 95% of 294This company $347.0K Sector average $201.0M
▼
-99.8% below sector average
Key checks
Key Insights
- Upstart Holdings, Inc.'s capital expenditures has declined for 3 consecutive years.
- 5-year CAGR of -23.8%, indicating a declining trend.
- In FY2025, capital expenditures decreased 58.5% year-over-year.
- Ranks #280 out of 294 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.55 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Capital ExpendituresValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $347.0K | -58.5% |
| FY2024 | $837.0K | -45.2% |
| FY2023 | $1.5M | -82.7% |
| FY2022 | $8.8M | +4.7% |
| FY2021 | $8.4M | +521.9% |
| FY2020 | $1.4M | -66.2% |
| FY2019 | $4.0M | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026