Company / Capital Expenditures
Upstart Holdings, Inc. Capital Expenditures History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Capital Expenditures
$347.0K
FY2025
5-year range
$347.0K / $4.0M
FY2021-FY2025
Trend
-58.5%
vs FY2024
Sector context
#286 of 302
Financials
What the data says
Among 302 Financials companies, Upstart Holdings, Inc. is in the bottom 5% for capital expenditures. Capital Expenditures has fluctuated over the past 7 years, ranging from $347,000 in FY2025 to $4M in FY2021.
Based on SEC 10-K filings.
$347,000 in FY2025 with a 5-year CAGR of -23.8%.
Declined from $2M to $347,000 over the past 2 years.
Financials sector context is included.
Capital Expenditures over time
Growth rates
- 3-Year CAGR
- -36.5%
- 5-Year CAGR
- -23.8%
- 10-Year CAGR
- -
Sector benchmark
Bottom 5% in FinancialsTop 95% of 302This company $347.0K Sector average $206.0M
▼
-99.8% below sector average
Key checks
Key Insights
- 5-year CAGR of -23.8%, indicating a declining trend.
- In FY2025, capital expenditures decreased 58.5% year-over-year.
- Ranks #286 out of 302 companies in the Financials sector.
- Peak capital expenditures was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.45 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Capital ExpendituresValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $347.0K | -58.5% |
| FY2024 | $837.0K | -45.2% |
| FY2023 | $1.5M | +12.7% |
| FY2022 | $1.4M | -66.2% |
| FY2021 | $4.0M | +195.5% |
| FY2020 | $1.4M | -66.2% |
| FY2019 | $4.0M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026