Company / Return on Equity (ROE)
UNIVERSAL INSURANCE HOLDINGS, INC. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
33.2%
FY2025
5-year range
-7.7% / 33.2%
FY2021-FY2025
Trend
+110.3%
vs FY2024
Sector context
#24 of 388
Financials
What the data says
Among 388 Financials companies, UNIVERSAL INSURANCE HOLDINGS, INC. is in the top 6% for return on equity (roe). Return on Equity (ROE) has fluctuated over the past 10 years, ranging from -7.7% in FY2022 to 33.2% in FY2025.
Based on SEC 10-K filings.
33.2% in FY2025 with a 5-year CAGR of +29.0%. Top quartile in the Financials sector.
Improved from 19.6% to 33.2% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +40.9pp
- 5-Year Change
- +29.0pp
- 10-Year Change
- -
Sector benchmark
+103.0% above sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 110.3% year-over-year.
- Currently 16.8pp above the Financials sector average.
- Lowest return on equity (roe) in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.89 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 33.2% | +110.3% |
| FY2024 | 15.8% | -19.4% |
| FY2023 | 19.6% | +353.3% |
| FY2022 | -7.7% | -262.7% |
| FY2021 | 4.8% | +11.8% |
| FY2020 | 4.3% | -54.9% |
| FY2019 | 9.4% | -59.6% |
| FY2018 | 23.3% | -4.0% |
| FY2017 | 24.3% | -9.3% |
| FY2016 | 26.8% | -26.3% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026