Company / Operating Cash Flow
Synchrony Financial Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$9.9B
FY2025
5-year range
$6.7B / $9.9B
FY2021-FY2025
Trend
+0.0%
vs FY2024
Sector context
#14 of 413
Financials
What the data says
Among 413 Financials companies, Synchrony Financial is in the top 3% for operating cash flow. Operating Cash Flow has increased for 3 consecutive years, from $6.7B in FY2022 to $9.9B in FY2025.
Based on SEC 10-K filings.
$9.9B in FY2025 with a 5-year CAGR of +5.6%. Top quartile in the Financials sector.
Improved from $8.6B to $9.9B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- +13.7%
- 5-Year CAGR
- +5.6%
- 10-Year CAGR
- -
Sector benchmark
Top 3% in FinancialsTop 3% of 413This company $9.9B Sector average $636.4M
▼
+1448.0% above sector average
Key checks
Key Insights
- Synchrony Financial's operating cash flow has grown for 3 consecutive years.
- 5-year CAGR of +5.6%, indicating consistent growth.
- In FY2025, operating cash flow increased 0.0% year-over-year.
- Ranks #14 out of 413 companies in the Financials sector.
Company context
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $9.9B | +0.0% |
| FY2024 | $9.8B | +14.6% |
| FY2023 | $8.6B | +28.4% |
| FY2022 | $6.7B | -5.7% |
| FY2021 | $7.1B | -5.2% |
| FY2020 | $7.5B | -16.7% |
| FY2019 | $9.0B | -3.8% |
| FY2018 | $9.3B | +8.9% |
| FY2017 | $8.6B | +31.7% |
| FY2016 | $6.5B | +5.3% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026