Company / Return on Equity (ROE)
Stellar Bancorp, Inc. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
6.2%
FY2025
5-year range
3.7% / 10.0%
FY2021-FY2025
Trend
-13.8%
vs FY2024
Sector context
#305 of 388
Financials
What the data says
Stellar Bancorp, Inc.'s return on equity (roe) of 6.2% is lower than 79% of companies in the Financials sector (FY2025). Return on Equity (ROE) has fluctuated over the past 10 years, ranging from 3.7% in FY2022 to 10.0% in FY2021.
Based on SEC 10-K filings.
6.2% in FY2025 with a 5-year CAGR of +0.2%.
Declined from 8.6% to 6.2% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +2.4pp
- 5-Year Change
- +0.2pp
- 10-Year Change
- -
Sector benchmark
Bottom 21% in FinancialsTop 79% of 388This company 6.2% Sector average 16.4%
▼
-62.3% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) decreased 13.8% year-over-year.
- Currently 10.2pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
- Lowest return on equity (roe) in the period was in FY2022.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 6.2% | -13.8% |
| FY2024 | 7.1% | -16.7% |
| FY2023 | 8.6% | +130.6% |
| FY2022 | 3.7% | -62.8% |
| FY2021 | 10.0% | +66.5% |
| FY2020 | 6.0% | -15.7% |
| FY2019 | 7.1% | -26.6% |
| FY2018 | 9.7% | +57.0% |
| FY2017 | 6.2% | -18.8% |
| FY2016 | 7.6% | +8.6% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026