Company / Return on Assets (ROA)
Stellar Bancorp, Inc. Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.9%
FY2025
5-year range
0.5% / 1.2%
FY2021-FY2025
Trend
-9.5%
vs FY2024
Sector context
#273 of 400
Financials
What the data says
At 0.9%, Stellar Bancorp, Inc.'s return on assets (roa) ranks #273 of 400 in the Financials sector. Return on Assets (ROA) has fluctuated over the past 10 years, ranging from 0.5% in FY2022 to 1.5% in FY2019.
Based on SEC 10-K filings.
0.9% in FY2025 with a 5-year CAGR of -0.2%.
Declined from 1.2% to 0.9% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +0.5pp
- 5-Year Change
- -0.2pp
- 10-Year Change
- -
Sector benchmark
#273 of 400 in FinancialsTop 68% of 400This company 0.9% Sector average 2.1%
▼
-54.8% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) decreased 9.5% year-over-year.
- Currently 1.2pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2019.
- Lowest return on assets (roa) in the period was in FY2022.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.9% | -9.5% |
| FY2024 | 1.1% | -14.6% |
| FY2023 | 1.2% | +161.7% |
| FY2022 | 0.5% | -59.1% |
| FY2021 | 1.1% | +0.0% |
| FY2020 | 1.1% | -20.7% |
| FY2019 | 1.5% | +0.7% |
| FY2018 | 1.4% | +61.8% |
| FY2017 | 0.9% | -3.3% |
| FY2016 | 0.9% | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026