Company / Working Capital
Sezzle Working Capital History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Working Capital
$262.1M
FY2025
5-year range
$21.8M / $262.1M
FY2021-FY2025
Trend
+72.5%
vs FY2024
Sector context
#44 of 76
Financials
What the data says
At $262M, Sezzle's working capital ranks #44 of 76 in the Financials sector. Improved from $22M to $262M over the past 2 years.
Based on SEC 10-K filings.
$262M in FY2025 with a 5-year CAGR of +20.2%.
Improved from $22M to $262M over the past 2 years.
Financials sector context is included.
Working Capital over time
Growth rates
- 3-Year CAGR
- +54.6%
- 5-Year CAGR
- +20.2%
- 10-Year CAGR
- -
Sector benchmark
#44 of 76 in FinancialsTop 58% of 76This company $262.1M Sector average $1.3B
▼
-79.8% below sector average
Key checks
Key Insights
- 5-year CAGR of +20.2%, indicating consistent growth.
- In FY2025, working capital increased 72.5% year-over-year.
- Ranks #44 out of 76 companies in the Financials sector.
- Lowest working capital in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 3.27 (safe zone, above 2.9 threshold)
- Strong profit margin: 27.7%
- Low earnings quality (accrual-heavy earnings)
- Strong return on equity: 74.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Working CapitalValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $262.1M | +72.5% |
| FY2024 | $151.9M | +597.7% |
| FY2023 | $21.8M | -69.3% |
| FY2022 | $70.9M | -37.6% |
| FY2021 | $113.7M | +8.7% |
| FY2020 | $104.6M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026