Company / Free Cash Flow
REPUBLIC BANCORP INC /KY/ Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$161.1M
FY2025
5-year range
$71.8M / $161.1M
FY2021-FY2025
Trend
+12.5%
vs FY2024
Sector context
#173 of 302
Financials
What the data says
At $161M, REPUBLIC BANCORP INC /KY/'s free cash flow ranks #173 of 302 in the Financials sector. Free Cash Flow has increased for 3 consecutive years, from $72M in FY2022 to $161M in FY2025.
Based on SEC 10-K filings.
$161M in FY2025 with a 5-year CAGR of +8.1%.
Improved from $102M to $161M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- +30.9%
- 5-Year CAGR
- +8.1%
- 10-Year CAGR
- -
Sector benchmark
#173 of 302 in FinancialsTop 57% of 302This company $161.1M Sector average $646.4M
▼
-75.1% below sector average
Key checks
Key Insights
- REPUBLIC BANCORP INC /KY/'s free cash flow has grown for 3 consecutive years.
- 5-year CAGR of +8.1%, indicating consistent growth.
- In FY2025, free cash flow increased 12.5% year-over-year.
- Ranks #173 out of 302 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
- Strong profit margin: 26.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $161.1M | +12.5% |
| FY2024 | $143.2M | +40.9% |
| FY2023 | $101.6M | +41.5% |
| FY2022 | $71.8M | -22.2% |
| FY2021 | $92.3M | -15.6% |
| FY2020 | $109.4M | +67.3% |
| FY2019 | $65.4M | +60.9% |
| FY2018 | $40.6M | -37.9% |
| FY2017 | $65.4M | +60.9% |
| FY2016 | $40.6M | -9.1% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026