Company / FCF Margin
REPUBLIC BANCORP INC /KY/ FCF Margin History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
38.6%
FY2025
5-year range
22.5% / 38.6%
FY2021-FY2025
Trend
+3.7%
vs FY2024
Sector context
#59 of 206
Financials
What the data says
At 38.6%, REPUBLIC BANCORP INC /KY/'s fcf margin ranks #59 of 206 in the Financials sector. FCF Margin has increased for 3 consecutive years, from 22.5% in FY2022 to 38.6% in FY2025.
Based on SEC 10-K filings.
38.6% in FY2025 with a 5-year CAGR of +0.8%.
Improved from 28.2% to 38.6% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +16.1pp
- 5-Year Change
- +0.8pp
- 10-Year Change
- -
Sector benchmark
#59 of 206 in FinancialsTop 29% of 206This company 38.6% Sector average 207.7%
▼
-81.4% below sector average
Key checks
Key Insights
- REPUBLIC BANCORP INC /KY/'s fcf margin has grown for 3 consecutive years.
- In FY2025, fcf margin increased 3.7% year-over-year.
- Currently 169.1pp below the Financials sector average.
- Lowest fcf margin in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
- Strong profit margin: 26.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 38.6% | +3.7% |
| FY2024 | 37.2% | +31.9% |
| FY2023 | 28.2% | +25.4% |
| FY2022 | 22.5% | -24.2% |
| FY2021 | 29.7% | -21.5% |
| FY2020 | 37.8% | +67.3% |
| FY2019 | 22.6% | +60.9% |
| FY2018 | 14.0% | - |
| FY2017 | - | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026