Reinsurance Group of America Piotroski F-Score
RGA / Financials|Based on FY2025 SEC 10-K data
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.23 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Reinsurance Group of America's Piotroski F-Score is 6/9, with 6 of 9 criteria passing in FY2025. The score evaluates profitability, leverage, and operating efficiency from Reinsurance Group of America's SEC 10-K filing.
Based on SEC 10-K filings.
6/9 criteria passed
The Piotroski F-Score evaluates financial strength using 9 binary criteria across profitability, leverage, and operating efficiency. Learn how it works
Profit margin ranks in the below average of Financials companies
What This Score Means
Reinsurance Group of America scores 6/9 on the Piotroski F-Score based on FY2025 SEC 10-K data. All four profitability criteria are met: positive net income, positive operating cash flow, improving returns, and operating cash flow above net income. 2 of 3 leverage and liquidity criteria are met. Neither operating efficiency metric showed improvement over the prior year.
The Piotroski F-Score is a financial strength indicator based on 9 binary criteria from SEC 10-K filings. This page shows which criteria passed and does not provide investment advice.
9-Criterion Breakdown
1. Positive Net Income
Net Income > 0
2. Positive Operating Cash Flow
Operating Cash Flow > 0
3. ROA Increase
Return on Assets improved year-over-year
4. Quality of Earnings
Operating Cash Flow > Net Income
5. Leverage Decrease
Debt-to-assets ratio decreased or unchanged
6. Current Ratio Increase
Current ratio improved year-over-year
7. No Share Dilution
Shares outstanding did not increase
8. Gross Margin Increase
Gross margin improved year-over-year
9. Asset Turnover Increase
Revenue / Total Assets improved
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 28, 2026