Reinsurance Group of America (RGA) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Reinsurance Group of America (RGA) is a reinsurance company. The company reports annual revenue of $22.1B and net income of $717M. Its profit margin is 3.2%.
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Reinsurance Group of America Key Financials
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Reinsurance Group of America Financial Health ScoreFY2025
Below average; significant concerns in multiple areas
+2 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 28, 2026
About Reinsurance Group of America
Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States. With approximately $3.9 trillion of life reinsurance in force and assets of $118.7 billion as of December 31, 2024, RGA has grown to become the only international company to focus primarily on life and health-related reinsurance.
- Industry
- Reinsurance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Thin Marginsvs 5.5% sector median / 7.1% avg
Keeps 3 cents of every dollar in revenue as profit. Higher than 25% in Financials.
3rd consecutive year of revenue growth.
Profit margin 54% below sector average.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 28, 2026
Reinsurance Group of America 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $23.7B(+7.2%) | $22.1B(+19.1%) | $18.6B(+14.4%) | $16.2B(-2.6%) | $16.7B(+14.2%) | $14.6B(+2.1%) | $14.3B(+11.1%) | $12.9B(+2.9%) | $12.5B(+8.6%) | $11.5B(+10.6%) |
| Net Income | $1.2B(+64.9%) | $717.0M(-20.5%) | $902.0M(+74.5%) | $517.0M(-55.8%) | $1.2B(+181.9%) | $415.0M(-52.3%) | $870.0M(+21.5%) | $716.0M(-60.7%) | $1.8B(+159.8%) | $701.4M(+39.7%) |
| Total Assets | $156.6B | $118.7B | $97.6B | $84.9B | $92.9B | $84.7B | $76.7B | $64.5B | $60.5B | $53.1B |
| Total Debt | $5.7B | $5.0B | $4.4B | $4.0B | $3.7B | $3.6B | $3.0B | $2.8B | $2.8B | $3.1B |
| Total Equity | $13.5B | $10.8B | $9.1B | $7.1B | $8.2B | $14.4B | $11.6B | $8.4B | $9.6B | $7.1B |
| Profit Margin | 5.0% | 3.2% | 4.9% | 3.2% | 7.0% | 2.8% | 6.1% | 5.6% | 14.6% | 6.1% |
| ROE | 8.8% | 6.6% | 9.9% | 7.3% | 14.3% | 2.9% | 7.5% | 8.5% | 19.0% | 9.9% |
| ROA | 0.8% | 0.6% | 0.9% | 0.6% | 1.3% | 0.5% | 1.1% | 1.1% | 3.0% | 1.3% |
Quarterly Financials
Last 8 quarters| Metric | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - |
| Net Income | $253.0M | $180.0M | $286.0M | $156.0M | $203.0M | $210.0M | $287.0M | $205.0M |
| Total Assets | $152.0B | $133.5B | $128.2B | $120.3B | $109.9B | $106.0B | $87.4B | $89.0B |
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 28, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Reinsurance Group of America Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: -1.1%.
Annual Dividends
2016 - 2025| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend/Share | $1.15 | $1.82 | $2.20 | $2.60 | $2.86 | $2.86 | $3.06 | $3.30 | $3.48 | $2.71 |
| YoY Growth | -17.9% | +58.3% | +20.9% | +18.2% | +10.0% | +0.0% | +7.0% | +7.8% | +5.5% | -22.1% |
| Payments | 3 | 4 | 2 | 2 | 3 | 4 | 4 | 4 | 4 | 3 |
| Increased | No | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | No |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Updated Mar 28, 2026
Reinsurance Group of America Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.5B | $2.0B | $1.6B | $2.3B | $3.3B | $4.2B | $1.3B | $4.0B | $9.4B | $4.1B |
| CapEx | -$44.6M | -$44.0M | -$29.0M | -$34.0M | -$28.0M | -$19.0M | -$25.0M | - | - | - |
| Free Cash Flow | $1.4B | $1.9B | $1.6B | $2.3B | $3.3B | $4.2B | $1.3B | - | - | - |
| FCF Margin | 12.3% | 15.5% | 12.0% | 15.9% | 22.6% | 25.0% | 8.1% | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 28, 2026
Reinsurance Group of America Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for RGA.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Reinsurance Group of America FAQ
What is Reinsurance Group of America's annual revenue?
Reinsurance Group of America (RGA) reported $22.1 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Reinsurance Group of America profitable?
Yes, Reinsurance Group of America is profitable with a 3.2% net profit margin and $717 million in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Reinsurance Group of America pay dividends?
Yes, Reinsurance Group of America pays regular dividends. View the full dividend history and payout analysis on this page.
What is Reinsurance Group of America's financial health score?
Reinsurance Group of America has a financial health score of 57/100 (Grade: D), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Reinsurance Group of America financial data are available?
10 years of financial data are available for Reinsurance Group of America from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.