Regional Management Corp. Income Statement
RM|14 years of annual SEC 10-K data (FY2012-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 14 fiscal years. All figures from audited SEC 10-K filings.
Regional Management Corp. reported $646M in revenue and $44M in net income for FY2025. Revenue has grown at a 12.7% compound annual rate over the past 13 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.56 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $645.6M | $588.5M | $551.4M | $373.9M | $355.7M | $306.7M | $272.5M | $240.5M | $217.3M | $204.7M | $217.3M | $135.7M | $170.6M | $135.7M |
| SG&A Expense | $257.6M | $247.7M | $243.1M | $176.3M | $157.0M | $140.3M | $131.0M | $118.6M | $115.6M | $96.8M | $115.6M | $19.9M | $71.0M | $12.8M |
| Interest Expense | - | - | - | - | $40.1M | $33.5M | $23.9M | $19.9M | $16.2M | $14.9M | $16.2M | $11.6M | $14.1M | $11.6M |
| Income Tax | $13.4M | $12.8M | $4.8M | $9.2M | $14.3M | $10.6M | $10.3M | $14.9M | $14.8M | $9.1M | $14.8M | $14.6M | $17.5M | $14.6M |
| Net Income | $44.4M | $41.2M | $16.0M | $26.7M | $44.7M | $35.3M | $30.0M | $24.0M | $23.4M | $14.8M | $23.4M | $24.8M | $28.8M | $24.8M |
| EPS (Basic) | $1.70 | $5.51 | $8.84 | $2.45 | $3.92 | $3.03 | $2.59 | $2.03 | $1.82 | $1.17 | $2.29 | $2.12 | $2.25 | $1.76 |
| EPS (Diluted) | $1.66 | $5.30 | $8.33 | $2.40 | $3.80 | $2.93 | $2.54 | $1.99 | $1.79 | $1.14 | $2.23 | $2.07 | $2.19 | $1.70 |
| Shares Outstanding | 10.0M | 9.8M | 9.5M | 9.8M | 10.9M | 11.0M | 11.8M | 11.7M | 11.4M | 12.9M | 12.7M | 12.7M | 9.3M | 9.3M |
| Profit Margin | 6.9% | 7.0% | 2.9% | 7.1% | 12.6% | 11.5% | 11.0% | 10.0% | 10.8% | 7.2% | 10.8% | 18.2% | 16.9% | 18.2% |