Regional Management Corp. Cash Flow Statement
RM|14 years of annual SEC 10-K data (FY2012-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 14 fiscal years. All figures from audited SEC 10-K filings.
Regional Management Corp. generated $309M in operating cash flow and $304M in free cash flow in FY2025. Free cash flow margin was 47.1% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.56 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $44.4M | $41.2M | $16.0M | $26.7M | $44.7M | $35.3M | $30.0M | $24.0M | $23.4M | $14.8M | $23.4M | $24.8M | $28.8M | $24.8M |
| Depreciation & Amortization | $16.2M | $14.1M | $14.6M | $13.3M | $10.9M | $8.8M | $7.4M | $6.4M | $3.9M | $3.9M | $3.9M | $2.6M | $3.5M | $2.6M |
| Operating Cash Flow | $309.1M | $268.9M | $249.2M | $165.0M | $158.2M | $146.3M | $115.4M | $100.2M | $83.4M | $85.8M | $83.4M | $57.7M | $72.6M | $57.7M |
| Capital Expenditures | $4.8M | $5.1M | $4.7M | $3.9M | $5.8M | $5.4M | $4.8M | $6.4M | $3.4M | $3.3M | $3.4M | $2.0M | $4.2M | $2.0M |
| Free Cash Flow | $304.3M | $263.9M | $244.5M | $161.0M | $152.4M | $140.9M | $110.7M | $93.8M | $80.0M | $82.5M | $80.0M | $55.7M | $68.4M | $55.7M |
| Share Buybacks | $24.0M | $3.5M | - | $12.0M | $25.0M | $25.0M | $25.0M | $25.0M | $25.0M | $25.0M | - | - | - | - |
| Dividends Paid | - | - | - | $2.2M | $2.2M | $2.2M | - | - | - | - | - | - | - | - |
| FCF Margin | 47.1% | 44.8% | 44.3% | 43.1% | 42.8% | 46.0% | 40.6% | 39.0% | 36.8% | 40.3% | 36.8% | 41.1% | 40.1% | 41.1% |