Company / Operating Cash Flow
PNC Financial Services Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$4.4B
FY2025
5-year range
$4.4B / $9.1B
FY2021-FY2025
Trend
-44.4%
vs FY2024
Sector context
#38 of 413
Financials
What the data says
Among 413 Financials companies, PNC Financial Services is in the top 9% for operating cash flow. Operating Cash Flow has fluctuated over the past 10 years, ranging from $3.5B in FY2018 to $9.1B in FY2022.
Based on SEC 10-K filings.
$4.4B in FY2025 with a 5-year CAGR of -11.0%. Top quartile in the Financials sector.
Declined from $7.2B to $4.4B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -21.6%
- 5-Year CAGR
- -11.0%
- 10-Year CAGR
- -
Sector benchmark
+588.9% above sector average
Key checks
Key Insights
- 5-year CAGR of -11.0%, indicating a declining trend.
- In FY2025, operating cash flow decreased 44.4% year-over-year.
- Ranks #38 out of 413 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.18 (distress zone, below 1.8 threshold)
- Strong profit margin: 29.2%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $4.4B | -44.4% |
| FY2024 | $7.9B | +9.2% |
| FY2023 | $7.2B | -20.6% |
| FY2022 | $9.1B | +23.4% |
| FY2021 | $7.4B | -6.1% |
| FY2020 | $7.8B | +6.5% |
| FY2019 | $7.4B | +110.4% |
| FY2018 | $3.5B | -36.7% |
| FY2017 | $5.5B | +57.9% |
| FY2016 | $3.5B | -37.0% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026