PNC Financial Services (PNC) Financials, Dividends & Stock Info
Explore comprehensive financial data for PNC Financial Services, provided completely free. Analyze revenue, net income, profit margins, dividend history, and key financial ratios to make informed investment decisions.
Data as of (572 days ago)|Source: SEC EDGAR
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PNC Financial Services (PNC) is a diversified banks company. The company reports annual revenue of $22.6B and net income of $6.6B. Its profit margin is 29.2%.
PNC Financial Services Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
PNC Financial Services Financial Health ScoreFY2025
Moderate health; several metrics need attention
+6 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.18 (distress zone, below 1.8 threshold)
- Strong profit margin: 29.2%
Data sourced from SEC EDGAR filings. Not investment advice.
PNC Financial Services Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
Revenue Breakdown (FY2024)
See PNC Financial Services detailed breakdown →Showing top 3 of 7 segments
About PNC Financial Services
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and is one of the largest banks by number of branches, deposits, and number of ATMs.
- Industry
- Diversified Banks
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Above-Average Marginsvs 11.3% sector median / 11.2% avg
Generates $11.2 in profit for every $100 of shareholder equity. Higher than 33% in Financials.
vs 26.5% sector median / 26.2% avg
Keeps 29 cents of every dollar in revenue as profit. Higher than 67% in Financials.
2nd consecutive year of revenue growth.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin of 29.2% is above 20%.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Above-Average Leveragevs 1.04 sector median / 1.14 avg
Carries $1.06 in debt for every $1 of equity. Lower debt than 50% in Financials.
Debt-to-equity ratio of 1.06 is above 1.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
PNC Financial Services 10-Year Revenue, Profit & Cash Flow History
Net income reached a record high of $7.0B in FY2025.
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $23.1B(+7.2%) | $21.6B(+12.2%) | $19.2B(-9.0%) | $21.1B(+25.4%) | $16.8B(+4.0%) | $16.2B(-3.9%) | $16.8B(+11.1%) | $15.2B(-0.4%) | $15.2B(+0.4%) | $15.2B(-5.3%) |
| Net Income | $7.0B(+17.5%) | $6.0B(+4.0%) | $5.7B(-6.3%) | $6.1B(+12.8%) | $5.4B(+1.3%) | $5.3B(-1.3%) | $5.4B(+36.0%) | $4.0B(-3.8%) | $4.1B(+4.0%) | $4.0B(-5.4%) |
| Total Assets | $573.6B | $560.0B | $561.6B | $557.3B | $557.2B | $466.7B | $410.3B | $382.3B | $380.8B | $366.4B |
| Total Debt | $57.1B | $61.7B | $72.7B | $58.7B | - | - | - | - | - | - |
| Total Equity | $60.6B | $54.4B | $51.1B | $45.8B | $55.7B | $54.0B | $49.3B | $47.7B | $47.5B | $45.7B |
| Profit Margin | 30.3% | 27.6% | 29.8% | 28.9% | 32.2% | 33.0% | 32.2% | 26.3% | 27.2% | 26.3% |
| ROE | 11.6% | 10.9% | 11.2% | 13.4% | 9.7% | 9.9% | 11.0% | 8.3% | 8.7% | 8.7% |
| ROA | 1.2% | 1.1% | 1.0% | 1.1% | 1.0% | 1.1% | 1.3% | 1.0% | 1.1% | 1.1% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.5B | $16.0B | $10.6B | $5.1B | $16.1B | $10.9B | $5.6B | $15.4B |
| Net Income | $1.5B | $4.3B | $2.8B | $1.3B | $4.8B | $3.2B | $1.7B | $4.6B |
| Total Assets | $573.6B | $560.0B | $560.0B | $560.0B | $561.6B | $561.6B | $561.6B | $557.3B |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
PNC Financial Services Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: +45.6%.
Annual Dividends
2014 - 2025| Metric | 2014 | 2015 | 2016 | 2017 | 2018 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend/Share | $0.44 | $2.01 | $2.12 | $2.60 | $0.75 | $4.80 | $5.75 | $6.10 | $6.30 | $4.90 |
| YoY Growth | +10.0% | +356.8% | +5.5% | +22.6% | -71.2% | +540.0% | +19.8% | +6.1% | +3.3% | -22.2% |
| Payments | 1 | 1 | 1 | 2 | 1 | 1 | 2 | 4 | 4 | 3 |
| Increased | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | No |
Learn more: Dividend investing guide | How to evaluate dividend safety
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
PNC Financial Services Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.5B | $5.5B | $3.5B | $7.4B | $7.8B | $7.4B | $9.1B | $7.2B | $7.9B | $4.4B |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
| FCF Margin | - | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K · Updated Jun 30, 2026
PNC Financial Services Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for PNC.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
PNC Financial Services FAQ
What is PNC Financial Services's annual revenue?
PNC Financial Services (PNC) reported $22.6 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is PNC Financial Services profitable?
Yes, PNC Financial Services is profitable with a 29.2% net profit margin and $6.6 billion in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does PNC Financial Services pay dividends?
Yes, PNC Financial Services pays regular dividends. View the full dividend history and payout analysis on this page.
What is PNC Financial Services's financial health score?
PNC Financial Services has a financial health score of 63/100 (Grade: C), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of PNC Financial Services financial data are available?
10 years of financial data are available for PNC Financial Services from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.