Bank of America (BAC) Financials, Dividends & Stock Info
Explore comprehensive financial data for Bank of America, provided completely free. Analyze revenue, net income, profit margins, dividend history, and key financial ratios to make informed investment decisions.
Data as of (572 days ago)|Source: SEC EDGAR
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Bank of America (BAC) is a diversified banks company. The company reports annual revenue of $107.3B and net income of $29.6B. Its profit margin is 27.6%.
Bank of America Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Bank of America Financial Health ScoreFY2025
Below average; significant concerns in multiple areas
-1 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.14 (distress zone, below 1.8 threshold)
- Strong profit margin: 27.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Bank of America Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K · Updated Mar 2, 2026
Revenue Breakdown (FY2024)
See Bank of America detailed breakdown →Showing top 3 of 7 segments
About Bank of America
The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered at the Bank of America Corporate Center in Charlotte, North Carolina, with investment banking and auxiliary headquarters in Manhattan. The bank was founded by the merger of NationsBank and Bank of America in 1998. It is the second-largest banking institution in the United States and the second-largest bank in the world by market capitalization, both after JPMorgan Chase. Bank of America is one of the Big Four banking institutions of the United States, and one of eight systemically important financial institutions in the United States. It serves about 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup, and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking. Through mergers, the oldest branch of the Bank of America franchise dates back to 1784, when Massachusetts Bank was chartered, becoming the first federally chartered joint-stock-owned bank in the United States. Another branch of its history goes back to the American-based Bank of Italy, founded by Amadeo Pietro Giannini in 1904, which provided various banking services to Italian immigrants who faced service discrimination at the time. Headquartered in San Francisco, California, Giannini acquired Banca d'America e d'Italia in 1922 and eventually did business as Bank of America.
- Industry
- Diversified Banks
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Above-Average Marginsvs 11.3% sector median / 11.2% avg
Generates $9.8 in profit for every $100 of shareholder equity. Higher than 17% in Financials.
vs 26.5% sector median / 26.2% avg
Keeps 28 cents of every dollar in revenue as profit. Higher than 50% in Financials.
5th consecutive year of revenue growth.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin of 27.6% is above 20%.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Above-Average Leveragevs 1.04 sector median / 1.14 avg
Carries $1.02 in debt for every $1 of equity. Lower debt than 75% in Financials.
Debt-to-equity ratio of 1.02 is above 1.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K · Updated Mar 2, 2026
Bank of America 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $113.1B(+6.8%) | $105.9B(+3.0%) | $102.8B(+8.2%) | $95.0B(+6.6%) | $89.1B(+4.2%) | $85.5B(-6.3%) | $91.2B(+0.2%) | $91.0B(+4.5%) | $87.1B(+4.1%) | $83.7B(+0.9%) |
| Net Income | $30.5B(+13.1%) | $27.0B(+2.5%) | $26.3B(-4.4%) | $27.5B(-13.9%) | $32.0B(+78.7%) | $17.9B(-34.8%) | $27.4B(-2.5%) | $28.1B(+54.4%) | $18.2B(+2.3%) | $17.8B(+12.0%) |
| Total Assets | $3.4T | $3.3T | $3.2T | $3.1T | $3.2T | $2.8T | $2.4T | $2.4T | $2.3T | $2.2T |
| Total Debt | $317.8B | $283.3B | $302.2B | $276.0B | $280.1B | $262.9B | $240.9B | $229.4B | $227.4B | $216.8B |
| Total Equity | $303.2B | $294.0B | $290.2B | $273.2B | $270.1B | $272.9B | $264.8B | $265.3B | $267.1B | $266.2B |
| Profit Margin | 27.0% | 25.5% | 25.6% | 29.0% | 35.9% | 20.9% | 30.1% | 30.9% | 20.9% | 21.3% |
| ROE | 10.1% | 9.2% | 9.1% | 10.1% | 11.8% | 6.6% | 10.4% | 10.6% | 6.8% | 6.7% |
| ROA | 0.9% | 0.8% | 0.8% | 0.9% | 1.0% | 0.6% | 1.1% | 1.2% | 0.8% | 0.8% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $28.2B | $76.5B | $51.2B | $25.8B | $76.6B | $51.5B | $26.3B | $70.4B |
| Net Income | $7.4B | $20.5B | $13.6B | $6.7B | $23.4B | $15.6B | $8.2B | $20.4B |
| Total Assets | $3.3T | $3.3T | $3.3T | $3.3T | $3.2T | $3.1T | $3.2T | $3.1T |
As of FY2025 · SEC 10-K · Updated Mar 2, 2026
5 insiders sold shares worth $14.1M, despite revenue growth of +6.8% YoY. Divergence signal strength: 40/100.
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Bank of America Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: +92.8%.
Annual Dividends
2011 - 2025| Metric | 2011 | 2013 | 2016 | 2017 | 2018 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Dividend/Share | $0.02 | $0.03 | $0.25 | $0.39 | $0.54 | $1.00 | $0.80 |
| YoY Growth | - | +50.0% | +733.3% | +56.0% | +38.5% | +85.2% | -20.0% |
| Payments | 2 | 3 | 3 | 3 | 2 | 4 | 3 |
| Increased | - | Yes | Yes | Yes | Yes | Yes | No |
Learn more: Dividend investing guide | How to evaluate dividend safety
As of FY2025 · SEC 10-K · Updated Mar 2, 2026
Bank of America Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $17.3B | $9.9B | $39.5B | $61.8B | $38.0B | -$7.2B | -$6.3B | $45.0B | -$8.8B | $12.6B |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
| FCF Margin | - | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K · Updated Mar 2, 2026
Bank of America Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for BAC.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Bank of America FAQ
What is Bank of America's annual revenue?
Bank of America (BAC) reported $107.3 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Bank of America profitable?
Yes, Bank of America is profitable with a 27.6% net profit margin and $29.6 billion in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Bank of America pay dividends?
Yes, Bank of America pays regular dividends. View the full dividend history and payout analysis on this page.
What is Bank of America's financial health score?
Bank of America has a financial health score of 59/100 (Grade: D), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Bank of America financial data are available?
10 years of financial data are available for Bank of America from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.