Company / Return on Equity (ROE)
Oportun Financial Corp Return on Equity (ROE) History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
-22.2%
FY2025
5-year range
-44.5% / 7.8%
FY2021-FY2025
Trend
+50.0%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Oportun Financial Corp reports negative total equity of -22.2% in FY2025. Negative equity can occur when accumulated losses exceed contributed capital, as reported in the balance sheet from the SEC filing.
Based on SEC 10-K filings.
-22.2% in FY2025 with a 5-year CAGR of -35.4%.
Declined from -14.2% to -22.2% over the past 2 years.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -30.1pp
- 5-Year Change
- -35.4pp
- 10-Year Change
- -
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 50.0% year-over-year.
- Peak return on equity (roe) was recorded in FY2020.
- Lowest return on equity (roe) in the period was in FY2024.
Company context
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -22.2% | +50.0% |
| FY2024 | -44.5% | -213.4% |
| FY2023 | -14.2% | -280.9% |
| FY2022 | 7.8% | +181.3% |
| FY2021 | -9.7% | -173.1% |
| FY2020 | 13.2% | +732.1% |
| FY2019 | -2.1% | - |
As of FY2025 · SEC 10-K · Updated Jun 28, 2026