Company / Return on Assets (ROA)
Oportun Financial Corp Return on Assets (ROA) History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
-2.4%
FY2025
5-year range
-5.6% / 1.3%
FY2021-FY2025
Trend
+56.6%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Return on Assets (ROA) returned to growth in FY2025 after 2 years of decline, reaching -2.4%.
Based on SEC 10-K filings.
-2.4% in FY2025 with a 5-year CAGR of -5.5%.
Declined from -2.3% to -2.4% over the past 2 years.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -3.7pp
- 5-Year Change
- -5.5pp
- 10-Year Change
- -
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 56.6% year-over-year.
- Peak return on assets (roa) was recorded in FY2020.
- Lowest return on assets (roa) in the period was in FY2024.
Company context
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -2.4% | +56.6% |
| FY2024 | -5.6% | -144.7% |
| FY2023 | -2.3% | -274.0% |
| FY2022 | 1.3% | +185.6% |
| FY2021 | -1.5% | -149.8% |
| FY2020 | 3.1% | +767.4% |
| FY2019 | -0.5% | - |
As of FY2025 · SEC 10-K · Updated Jun 28, 2026