Company / Total Debt
Navient Total Debt History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$40.6B
FY2025
5-year range
$40.6B / $74.5B
FY2021-FY2025
Trend
-5.9%
vs FY2024
Sector context
#8 of 202
Financials
What the data says
Among 202 Financials companies, Navient is in the bottom 4% for total debt. Total Debt has declined for 9 consecutive years, from $112.4B in FY2016 to $40.6B in FY2025.
Based on SEC 10-K filings.
$40.6B in FY2025 with a 5-year CAGR of -12.1%. Top quartile in the Financials sector.
Improved from $53.4B to $40.6B over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- -12.7%
- 5-Year CAGR
- -12.1%
- 10-Year CAGR
- -
Sector benchmark
Bottom 4% in FinancialsTop 96% of 202This company $40.6B Sector average $10.8B
▼
+276.8% above sector average
Key checks
Key Insights
- Navient's total debt has declined for 9 consecutive years.
- 5-year CAGR of -12.1%, indicating a declining trend.
- In FY2025, total debt decreased 5.9% year-over-year.
- Ranks #8 out of 202 companies in the Financials sector.
Company context
Key Data Points
- Strong profit margin: 48.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $40.6B | -5.9% |
| FY2024 | $43.2B | -19.1% |
| FY2023 | $53.4B | -12.5% |
| FY2022 | $61.0B | -18.1% |
| FY2021 | $74.5B | -3.7% |
| FY2020 | $77.3B | -5.4% |
| FY2019 | $81.7B | -12.6% |
| FY2018 | $93.5B | -10.9% |
| FY2017 | $105.0B | -6.5% |
| FY2016 | $112.4B | -10.0% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026