Navient Income Statement

NAVI / Financials|14 years of annual SEC 10-K data (FY2012-FY2025)

Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 14 fiscal years. All figures from audited SEC 10-K filings.

At a glance

Revenue

N/A

FY2025

Gross Profit

N/A

FY2025

Operating Income

N/A

FY2025

Net Income

-$80M

FY2025

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Revenue has declined at a 4.6% compound annual rate over the past 6 years.

Based on SEC 10-K filings.

Key Data Points

High leverage: Debt-to-equity ratio of 16.94

Data sourced from SEC EDGAR filings. Not investment advice.

Item	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012
Revenue	-	$271.0M	$321.0M	$332.0M	$507.0M	$388.0M	$391.0M	$359.0M	-	-	-	-	-	-
Interest Expense	$519.0M	-	$3.6B	$2.1B	$1.3B	$2.0B	$3.5B	$3.7B	$3.0B	$2.4B	$2.1B	$2.1B	$2.2B	$2.6B
Income Tax	-$31.0M	$43.0M	$85.0M	$182.0M	$219.0M	$120.0M	$166.0M	$133.0M	$472.0M	$427.0M	$597.0M	$681.0M	$776.0M	$498.0M
Net Income	-$80.0M	$131.0M	$228.0M	$645.0M	$717.0M	$412.0M	$597.0M	$395.0M	$292.0M	$681.0M	$984.0M	$1.1B	$1.4B	$939.0M
EPS (Basic)	-$0.81	$4.54	$4.23	$2.14	$2.59	$1.52	$1.06	$2.15	$1.06	$2.15	$2.62	$2.71	$3.18	$1.93
EPS (Diluted)	-$0.81	$4.49	$4.18	$2.12	$2.56	$1.49	$1.04	$2.12	$1.04	$2.12	$2.58	$2.66	$3.12	$1.90
Shares Outstanding	99.0M	144.0M	172.0M	195.0M	233.0M	264.0M	281.0M	322.0M	281.0M	322.0M	382.0M	425.0M	449.0M	483.0M
Profit Margin	-	48.3%	71.0%	194.3%	141.4%	106.2%	152.7%	110.0%	-	-	-	-	-	-

Other Financial Statements

Balance Sheet Cash Flow Statement All Financial Data

Scores & Analysis

Piotroski F-Score Altman Z-Score Financial Ratios

Navient Profile All Financial Data

Item

FY2025

FY2024

FY2023

FY2022

FY2021

FY2020

FY2019

FY2018

FY2017

FY2016

FY2015

FY2014

FY2013

FY2012

Revenue

$271.0M

$321.0M

$332.0M

$507.0M

$388.0M

$391.0M

$359.0M

Interest Expense

$519.0M

$3.6B

$2.1B

$1.3B

$2.0B

$3.5B

$3.7B

$3.0B

$2.4B

$2.1B

$2.2B

$2.6B

Income Tax

-$31.0M

$43.0M

$85.0M

$182.0M

$219.0M

$120.0M

$166.0M

$133.0M

$472.0M

$427.0M

$597.0M

$681.0M

$776.0M

$498.0M

Net Income

-$80.0M

$131.0M

$228.0M

$645.0M

$717.0M

$412.0M

$597.0M

$395.0M

$292.0M

$681.0M

$984.0M

$1.1B

$1.4B

$939.0M

EPS (Basic)

-$0.81

$4.54

$4.23

$2.14

$2.59

$1.52

$1.06

$2.15

$1.06

$2.15

$2.62

$2.71

$3.18

$1.93

EPS (Diluted)

-$0.81

$4.49

$4.18

$2.12

$2.56

$1.49

$1.04

$2.12

$1.04

$2.12

$2.58

$2.66

$3.12

$1.90

Shares Outstanding

99.0M

144.0M

172.0M

195.0M

233.0M

264.0M

281.0M

322.0M

281.0M

322.0M

382.0M

425.0M

449.0M

483.0M

Profit Margin

48.3%

71.0%

194.3%

141.4%

106.2%

152.7%

110.0%