Company / Operating Cash Flow
Navient Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$441.0M
FY2025
5-year range
$305.0M / $702.0M
FY2021-FY2025
Trend
-3.9%
vs FY2024
Sector context
#164 of 405
Financials
What the data says
At $441M, Navient's operating cash flow ranks #164 of 405 in the Financials sector. Declined from $676M to $441M over the past 2 years.
Based on SEC 10-K filings.
$441M in FY2025 with a 5-year CAGR of -14.9%.
Declined from $676M to $441M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- +13.1%
- 5-Year CAGR
- -14.9%
- 10-Year CAGR
- -
Sector benchmark
#164 of 405 in FinancialsTop 40% of 405This company $441.0M Sector average $611.8M
▼
-27.9% below sector average
Key checks
Key Insights
- 5-year CAGR of -14.9%, indicating a declining trend.
- In FY2025, operating cash flow decreased 3.9% year-over-year.
- Ranks #164 out of 405 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2016.
Company context
Key Data Points
- Strong profit margin: 48.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $441.0M | -3.9% |
| FY2024 | $459.0M | -32.1% |
| FY2023 | $676.0M | +121.6% |
| FY2022 | $305.0M | -56.6% |
| FY2021 | $702.0M | -28.9% |
| FY2020 | $987.0M | -3.1% |
| FY2019 | $1.0B | -10.6% |
| FY2018 | $1.1B | -1.6% |
| FY2017 | $1.2B | -14.0% |
| FY2016 | $1.3B | -29.5% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026