Company / Total Debt
Mastercard Total Debt History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$18.3B
FY2025
5-year range
$13.1B / $18.3B
FY2021-FY2025
Trend
+4.4%
vs FY2024
Sector context
#19 of 198
Financials
What the data says
Among 198 Financials companies, Mastercard is in the bottom 10% for total debt. Total Debt has increased for 9 consecutive years, from $5.2B in FY2016 to $18.3B in FY2025.
Based on SEC 10-K filings.
$18.3B in FY2025 with a 5-year CAGR of +8.7%. Top quartile in the Financials sector.
Increased from $14.3B to $18.3B over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- +9.9%
- 5-Year CAGR
- +8.7%
- 10-Year CAGR
- -
Sector benchmark
Bottom 10% in FinancialsTop 90% of 198This company $18.3B Sector average $11.0B
▼
+66.0% above sector average
Key checks
Key Insights
- Mastercard's total debt has grown for 9 consecutive years.
- 5-year CAGR of +8.7%, indicating consistent growth.
- In FY2025, total debt increased 4.4% year-over-year.
- Ranks #19 out of 198 companies in the Financials sector.
Company context
Key Data Points
- High Piotroski F-Score: 8/9 (strong financial health signals)
- Altman Z-Score 3.10 (safe zone, above 2.9 threshold)
- Strong profit margin: 45.3%
- High earnings quality (cash-backed earnings)
- Strong return on equity: 180.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $18.3B | +4.4% |
| FY2024 | $17.5B | +21.8% |
| FY2023 | $14.3B | +4.3% |
| FY2022 | $13.7B | +4.9% |
| FY2021 | $13.1B | +9.0% |
| FY2020 | $12.0B | +41.0% |
| FY2019 | $8.5B | +46.2% |
| FY2018 | $5.8B | +7.6% |
| FY2017 | $5.4B | +4.7% |
| FY2016 | $5.2B | +58.5% |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026