Company / Interest Expense
Mastercard Interest Expense History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$680.0M
FY2025
5-year range
$224.0M / $680.0M
FY2021-FY2025
Trend
+19.1%
vs FY2024
Sector context
#44 of 224
Financials
What the data says
Mastercard's interest expense of $680M is higher than 80% of companies in the Financials sector (FY2025). Interest Expense has increased for 6 consecutive years, from $154M in FY2019 to $680M in FY2025.
Based on SEC 10-K filings.
$680M in FY2025 with a 5-year CAGR of +29.6%. Top quartile in the Financials sector.
Increased from $431M to $680M over the past 2 years.
Financials sector context is included.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +21.4%
- 5-Year CAGR
- +29.6%
- 10-Year CAGR
- -
Sector benchmark
Bottom 20% in FinancialsTop 80% of 224This company $680.0M Sector average $1.1B
▼
-40.6% below sector average
Key checks
Key Insights
- Mastercard's interest expense has grown for 6 consecutive years.
- 5-year CAGR of +29.6%, indicating consistent growth.
- In FY2025, interest expense increased 19.1% year-over-year.
- Ranks #44 out of 224 companies in the Financials sector.
Company context
Key Data Points
- High Piotroski F-Score: 8/9 (strong financial health signals)
- Altman Z-Score 3.10 (safe zone, above 2.9 threshold)
- Strong profit margin: 45.3%
- High earnings quality (cash-backed earnings)
- Strong return on equity: 180.3%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $680.0M | +19.1% |
| FY2024 | $571.0M | +32.5% |
| FY2023 | $431.0M | +13.4% |
| FY2022 | $380.0M | +69.6% |
| FY2021 | $224.0M | +20.4% |
| FY2020 | $186.0M | +20.8% |
| FY2019 | $154.0M | -17.2% |
| FY2018 | $186.0M | +20.8% |
| FY2017 | $154.0M | +62.1% |
| FY2016 | $95.0M | +55.7% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026