Company / Return on Equity (ROE)
Lemonade, Inc. Return on Equity (ROE) History
FY2022-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
-31.0%
FY2025
5-year range
-34.1% / -22.6%
FY2022-FY2025
Trend
+9.0%
vs FY2024
Sector context
#384 of 390
Financials
What the data says
Lemonade, Inc. reports negative total equity of -31.0% in FY2025. Negative equity can occur when accumulated losses exceed contributed capital, as reported in the balance sheet from the SEC filing.
Based on SEC 10-K filings.
-31.0% in FY2025 with a 3-year CAGR of -8.4%.
Improved from -33.4% to -31.0% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -8.4pp
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Bottom 2% in FinancialsTop 98% of 390This company -31.0% Sector average 17.6%
▼
-276.6% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 9.0% year-over-year.
- Currently 48.6pp below the Financials sector average.
Company context
Key Data Points
- Altman Z-Score -0.10 (distress zone, below 1.8 threshold)
- Negative profit margin: -26.4%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -31.0% | +9.0% |
| FY2024 | -34.1% | -1.9% |
| FY2023 | -33.4% | -47.8% |
| FY2022 | -22.6% | - |
| FY2021 | - | - |
| FY2020 | - | - |
| FY2019 | - | - |
| FY2018 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026