Company / Return on Assets (ROA)
Lemonade, Inc. Return on Assets (ROA) History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
-8.6%
FY2025
5-year range
-14.5% / -7.2%
FY2021-FY2025
Trend
+21.5%
vs FY2024
Sector context
#393 of 402
Financials
What the data says
Among 402 Financials companies, Lemonade, Inc. is in the bottom 2% for return on assets (roa). Improved from -14.5% to -8.6% over the past 2 years.
Based on SEC 10-K filings.
-8.6% in FY2025 with a 5-year CAGR of -2.2%.
Improved from -14.5% to -8.6% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -1.4pp
- 5-Year Change
- -2.2pp
- 10-Year Change
- -
Sector benchmark
Bottom 2% in FinancialsTop 98% of 402This company -8.6% Sector average 2.8%
▼
-411.2% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 21.5% year-over-year.
- Currently 11.3pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2020.
- Lowest return on assets (roa) in the period was in FY2019.
Company context
Key Data Points
- Altman Z-Score -0.10 (distress zone, below 1.8 threshold)
- Negative profit margin: -26.4%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -8.6% | +21.5% |
| FY2024 | -10.9% | +24.6% |
| FY2023 | -14.5% | -100.6% |
| FY2022 | -7.2% | -0.7% |
| FY2021 | -7.2% | -12.5% |
| FY2020 | -6.4% | +75.6% |
| FY2019 | -26.2% | - |
| FY2018 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026