Home BancShares (HOMB) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Home BancShares (HOMB) is a regional banks company. The company reports net income of $113M.
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Home BancShares Key Financials
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Home BancShares Financial Health ScoreFY2025
Below average; significant concerns in multiple areas
+8 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K Annual Filings · Updated Feb 28, 2026
About Home BancShares
Home BancShares, Inc., operating as Centennial Bank, is a bank holding company based in Conway, Arkansas. It is on the list of largest banks in the United States. The bank operates 222 branches in Arkansas, Alabama, Florida,Texas, and New York City.
- Industry
- Regional Banks
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Profitability Data Under ReviewProfitability metrics are being verified. Some SEC filing data may require additional validation.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K Annual Filings · Updated Feb 28, 2026
Home BancShares 9-Year Revenue, Profit & Cash Flow History
Net income reached a record high of $475M in FY2025.
Annual Financials
FY2025 - FY2009| Metric | FY2025 | FY2024 | FY2023 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - |
| Net Income | $475.4M(+18.2%) | $402.2M(+2.4%) | $392.9M(+247.5%) | $113.1M(+70.0%) | $66.5M(+5.6%) | $63.0M(+15.1%) | $54.7M(+211.2%) | $17.6M(-34.4%) | $26.8M |
| Total Assets | $22.9B | $22.5B | $22.7B | $7.4B | $6.8B | $4.2B | $3.6B | $3.8B | - |
| Total Debt | - | - | - | $183.0M | $220.4M | $130.4M | - | - | - |
| Total Equity | $4.3B | $4.0B | $3.8B | $1.0B | $841.0M | $515.5M | $474.1M | $476.9M | $465.0M |
| Profit Margin | - | - | - | - | - | - | - | - | - |
| ROE | 11.1% | 10.2% | 10.4% | 11.1% | 7.9% | 12.2% | 11.6% | 3.7% | 5.8% |
| ROA | 2.1% | 1.8% | 1.7% | 1.5% | 1.0% | 1.5% | 1.5% | 0.5% | - |
Quarterly Financials
Last 8 quarters| Metric | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - |
| Net Income | $123.6M | $118.4M | $115.2M | $100.0M | $101.5M | $100.1M | - | - |
| Total Assets | $22.7B | $22.9B | - | $22.8B | $22.9B | $22.8B | $22.0B | $22.1B |
As of FY2025 · SEC 10-K Annual Filings · Updated Feb 28, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Home BancShares Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: +2.3%.
Annual Dividends
2016 - 2025| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend/Share | $0.17 | $0.40 | $0.46 | $0.51 | $0.53 | $0.56 | $0.66 | $0.72 | $0.75 | $0.59 |
| YoY Growth | -61.2% | +142.4% | +15.0% | +10.9% | +3.9% | +5.7% | +17.9% | +9.1% | +4.2% | -20.7% |
| Payments | 2 | 2 | 4 | 4 | 1 | 4 | 4 | 4 | 4 | 3 |
| Increased | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Updated Feb 28, 2026
Home BancShares Free Cash Flow & Dividend Coverage
Generates approximately $1M in free cash flow per day.
Cash Flow History
FY2009 - FY2025| Metric | FY2009 | FY2010 | FY2011 | FY2012 | FY2013 | FY2014 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $35.0M | $56.4M | $92.7M | $117.7M | $113.0M | $245.4M | $379.7M | $460.6M | $399.3M |
| CapEx | -$2.3M | -$16.2M | -$13.0M | -$13.5M | -$12.7M | -$67,000 | -$22.5M | -$38.5M | -$22.3M |
| Free Cash Flow | $32.6M | $40.2M | $79.7M | $104.2M | $100.3M | $245.3M | $357.2M | $422.1M | $377.0M |
| FCF Margin | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K Annual Filings · Updated Feb 28, 2026
Home BancShares Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for HOMB.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Home BancShares FAQ
Does Home BancShares pay dividends?
Yes, Home BancShares pays regular dividends. View the full dividend history and payout analysis on this page.
What is Home BancShares's financial health score?
Home BancShares has a financial health score of 59/100 (Grade: D), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Home BancShares financial data are available?
9 years of financial data are available for Home BancShares from FY2009 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.