Prudential Financial (PRU) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Prudential Financial (PRU) is a life & health insurance company. The company reports annual revenue of $57.6B and net income of $2.6B. Its profit margin is 4.5%.
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Prudential Financial Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Prudential Financial Financial Health ScoreFY2025
Weak financial health; requires careful evaluation
-3 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Prudential Financial Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 16, 2026
Revenue Breakdown (FY2024)
See Prudential Financial detailed breakdown →Showing top 3 of 4 segments
As of FY2024 · SEC 10-K Annual Filings · Updated Jan 28, 2026
About Prudential Financial
Prudential Financial, Inc. is an American financial services company whose subsidiaries provide insurance, retirement planning, investment management, and other products and services to both retail and institutional customers throughout the United States and in over 40 other countries. In 2019, Prudential was the largest insurance provider in the United States with $815.1 billion in total assets. The company is included in the Fortune Global 500 and Fortune 500 rankings.
- Industry
- Life & Health Insurance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Thin Marginsvs 13.4% sector median / 12.9% avg
Generates $8.1 in profit for every $100 of shareholder equity. Higher than 0% in Financials.
vs 9.2% sector median / 11.9% avg
Keeps 5 cents of every dollar in revenue as profit. Higher than 8% in Financials.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin 62% below sector average.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Moderate Leveragevs 0.46 sector median / 0.46 avg
Carries $0.59 in debt for every $1 of equity. Lower debt than 20% in Financials.
Debt-to-equity ratio of 0.59.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 16, 2026
Prudential Financial 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $60.8B(-13.7%) | $70.4B(+30.4%) | $54.0B(-5.1%) | $56.9B(-20.2%) | $71.2B(+24.9%) | $57.0B(-12.0%) | $64.8B(+2.9%) | $63.0B(+5.5%) | $59.7B(+1.5%) | $58.8B(+2.9%) |
| Net Income | $3.6B(+31.1%) | $2.7B(+9.6%) | $2.5B(+251.1%) | $-1,647,000,000(-118.6%) | $8.9B(+2471.1%) | $-374,000,000(-108.9%) | $4.2B(+2.7%) | $4.1B(-48.2%) | $7.9B(+80.0%) | $4.4B(-22.6%) |
| Total Assets | $773.7B | $735.6B | $721.2B | $689.0B | $937.6B | $940.7B | $896.6B | $815.1B | $832.1B | $784.0B |
| Total Debt | $18.9B | $19.2B | $18.9B | $19.9B | $18.6B | $19.7B | $18.6B | $17.4B | $17.2B | $18.0B |
| Total Equity | $32.4B | $27.9B | $27.8B | $30.6B | $61.9B | $67.4B | $63.1B | $48.6B | $54.2B | $45.9B |
| Profit Margin | 5.9% | 3.9% | 4.6% | -2.9% | 12.4% | -0.7% | 6.5% | 6.5% | 13.2% | 7.4% |
| ROE | 11.0% | 9.8% | 8.9% | -5.4% | 14.3% | -0.5% | 6.6% | 8.4% | 14.5% | 9.5% |
| ROA | 0.5% | 0.4% | 0.3% | -0.2% | 0.9% | -0.0% | 0.5% | 0.5% | 0.9% | 0.6% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $13.5B | $57.9B | $38.4B | $23.5B | $38.9B | $30.5B | $17.0B | $43.4B |
| Net Income | $707.0M | $2.8B | $2.3B | $1.1B | $1.2B | $2.0B | $1.5B | $-1,595,000,000 |
| Total Assets | $773.7B | $735.6B | $735.6B | $735.6B | $721.1B | $721.1B | $721.1B | $689.0B |
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 16, 2026
3 insiders purchased shares worth $35.1M in the last 30 days. Revenue grew +30.4% YoY and profit margin at 3.9%. Signal strength: 45/100.
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Prudential Financial Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: -1.6%.
Annual Dividends
2016 - 2025| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend/Share | $2.80 | $3.00 | $3.60 | $4.00 | $4.40 | $4.60 | $4.80 | $5.00 | $5.20 | $4.05 |
| YoY Growth | +14.8% | +7.1% | +20.0% | +11.1% | +10.0% | +4.5% | +4.3% | +4.2% | +4.0% | -22.1% |
| Payments | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 |
| Increased | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Updated Mar 16, 2026
Prudential Financial Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $14.9B | $13.5B | $21.7B | $19.6B | $8.4B | $9.8B | $5.2B | $6.5B | $8.5B | $6.3B |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
| FCF Margin | - | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 16, 2026
Prudential Financial Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for PRU.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Prudential Financial FAQ
What is Prudential Financial's annual revenue?
Prudential Financial (PRU) reported $57.6 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Prudential Financial profitable?
Yes, Prudential Financial is profitable with a 4.5% net profit margin and $2.6 billion in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Prudential Financial pay dividends?
Yes, Prudential Financial pays regular dividends. View the full dividend history and payout analysis on this page.
What is Prudential Financial's financial health score?
Prudential Financial has a financial health score of 47/100 (Grade: F), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Prudential Financial financial data are available?
10 years of financial data are available for Prudential Financial from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.