Company / FCF Margin
Heritage Insurance Holdings, Inc. FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
82.3%
FY2025
5-year range
-6.5% / 82.3%
FY2021-FY2025
Trend
+99.7%
vs FY2024
Sector context
#25 of 200
Financials
What the data says
Heritage Insurance Holdings, Inc.'s fcf margin of 82.3% is higher than 88% of companies in the Financials sector (FY2025). FCF Margin has increased for 3 consecutive years, from -6.5% in FY2022 to 82.3% in FY2025.
Based on SEC 10-K filings.
82.3% in FY2025 with a 5-year CAGR of +53.8%. Top quartile in the Financials sector.
Improved from 8.2% to 82.3% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +88.8pp
- 5-Year Change
- +53.8pp
- 10-Year Change
- -
Sector benchmark
Top 12% in FinancialsTop 12% of 200This company 82.3% Sector average 214.0%
▼
-61.5% below sector average
Key checks
Key Insights
- Heritage Insurance Holdings, Inc.'s fcf margin has grown for 3 consecutive years.
- In FY2025, fcf margin increased 99.7% year-over-year.
- Currently 131.7pp below the Financials sector average.
- Lowest fcf margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.39 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 82.3% | +99.7% |
| FY2024 | 41.2% | +401.0% |
| FY2023 | 8.2% | +227.4% |
| FY2022 | -6.5% | -169.0% |
| FY2021 | 9.4% | -67.2% |
| FY2020 | 28.6% | +27.3% |
| FY2019 | 22.4% | +14.5% |
| FY2018 | 19.6% | +1019.4% |
| FY2017 | 1.8% | -90.6% |
| FY2016 | 18.5% | -49.8% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026