Company / Operating Margin
Heritage Insurance Holdings, Inc. Operating Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
20.1%
FY2025
5-year range
-23.8% / 20.1%
FY2021-FY2025
Trend
+69.0%
vs FY2024
Sector context
#52 of 103
Financials
What the data says
At 20.1%, Heritage Insurance Holdings, Inc.'s operating margin ranks #52 of 103 in the Financials sector. Operating Margin has increased for 3 consecutive years, from -23.8% in FY2022 to 20.1% in FY2025.
Based on SEC 10-K filings.
20.1% in FY2025 with a 5-year CAGR of +18.3%.
Improved from 8.6% to 20.1% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- +43.8pp
- 5-Year Change
- +18.3pp
- 10-Year Change
- -
Sector benchmark
#52 of 103 in FinancialsTop 50% of 103This company 20.1% Sector average -47.9%
▼
+141.9% above sector average
Key checks
Key Insights
- Heritage Insurance Holdings, Inc.'s operating margin has grown for 3 consecutive years.
- In FY2025, operating margin increased 69.0% year-over-year.
- Currently 68.0pp above the Financials sector average.
- Lowest operating margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.39 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 20.1% | +69.0% |
| FY2024 | 11.9% | +38.2% |
| FY2023 | 8.6% | +136.2% |
| FY2022 | -23.8% | -120.3% |
| FY2021 | -10.8% | -726.7% |
| FY2020 | 1.7% | -82.2% |
| FY2019 | 9.7% | -33.1% |
| FY2018 | 14.5% | +18.9% |
| FY2017 | 12.2% | -5.8% |
| FY2016 | 12.9% | -66.0% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026