Company / Operating Cash Flow
HERITAGE COMMERCE CORP Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$61.7M
FY2025
5-year range
$39.0M / $73.0M
FY2021-FY2025
Trend
+58.3%
vs FY2024
Sector context
#327 of 405
Financials
What the data says
HERITAGE COMMERCE CORP's operating cash flow of $62M is lower than 81% of companies in the Financials sector (FY2025). Operating Cash Flow has fluctuated over the past 10 years, ranging from $26M in FY2016 to $73M in FY2023.
Based on SEC 10-K filings.
$62M in FY2025 with a 5-year CAGR of +1.5%.
Declined from $73M to $62M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -4.1%
- 5-Year CAGR
- +1.5%
- 10-Year CAGR
- -
Sector benchmark
Bottom 19% in FinancialsTop 81% of 405This company $61.7M Sector average $611.8M
▼
-89.9% below sector average
Key checks
Key Insights
- 5-year CAGR of +1.5%, indicating consistent growth.
- In FY2025, operating cash flow increased 58.3% year-over-year.
- Ranks #327 out of 405 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.09 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $61.7M | +58.3% |
| FY2024 | $39.0M | -46.6% |
| FY2023 | $73.0M | +4.5% |
| FY2022 | $69.9M | +22.9% |
| FY2021 | $56.8M | -0.8% |
| FY2020 | $57.3M | +13.8% |
| FY2019 | $50.3M | +3.6% |
| FY2018 | $48.6M | +17.4% |
| FY2017 | $41.4M | +59.7% |
| FY2016 | $25.9M | -9.1% |
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 28, 2026