Company / Free Cash Flow
HERITAGE COMMERCE CORP Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$61.3M
FY2025
5-year range
$37.3M / $71.3M
FY2021-FY2025
Trend
+64.1%
vs FY2024
Sector context
#233 of 296
Financials
What the data says
HERITAGE COMMERCE CORP's free cash flow of $61M is lower than 79% of companies in the Financials sector (FY2025). Declined from $71M to $61M over the past 2 years.
Based on SEC 10-K filings.
$61M in FY2025 with a 5-year CAGR of +2.5%.
Declined from $71M to $61M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -3.9%
- 5-Year CAGR
- +2.5%
- 10-Year CAGR
- -
Sector benchmark
Bottom 21% in FinancialsTop 79% of 296This company $61.3M Sector average $616.2M
▼
-90.1% below sector average
Key checks
Key Insights
- 5-year CAGR of +2.5%, indicating consistent growth.
- In FY2025, free cash flow increased 64.1% year-over-year.
- Ranks #233 out of 296 companies in the Financials sector.
- Peak free cash flow was recorded in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.09 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $61.3M | +64.1% |
| FY2024 | $37.3M | -47.6% |
| FY2023 | $71.3M | +3.3% |
| FY2022 | $69.1M | +22.0% |
| FY2021 | $56.6M | +4.5% |
| FY2020 | $54.1M | +8.0% |
| FY2019 | $50.1M | +3.6% |
| FY2018 | $48.4M | +18.9% |
| FY2017 | $40.7M | +60.2% |
| FY2016 | $25.4M | -7.5% |
As of FY2025 · SEC 10-K Annual Filings · Updated Mar 28, 2026