Company / Total Debt
GERMAN AMERICAN BANCORP, INC. Total Debt History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$100.0M
FY2025
5-year range
$64.5M / $114.6M
FY2021-FY2025
Trend
-12.8%
vs FY2024
Sector context
#178 of 198
Financials
What the data says
Among 198 Financials companies, GERMAN AMERICAN BANCORP, INC. is in the top 10% for total debt. Total Debt has fluctuated over the past 10 years, ranging from $64M in FY2022 to $182M in FY2019.
Based on SEC 10-K filings.
$100M in FY2025 with a 5-year CAGR of -6.7%.
Increased from $90M to $100M over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- +15.8%
- 5-Year CAGR
- -6.7%
- 10-Year CAGR
- -
Sector benchmark
Top 10% in FinancialsTop 10% of 198This company $100.0M Sector average $11.0B
▼
-99.1% below sector average
Key checks
Key Insights
- 5-year CAGR of -6.7%, indicating a declining trend.
- In FY2025, total debt decreased 12.8% year-over-year.
- Ranks #178 out of 198 companies in the Financials sector.
- Peak total debt was recorded in FY2019.
Company context
Key Data Points
- Altman Z-Score 0.18 (distress zone, below 1.8 threshold)
- Strong profit margin: 23.7%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $100.0M | -12.8% |
| FY2024 | $114.6M | +28.0% |
| FY2023 | $89.5M | +38.9% |
| FY2022 | $64.5M | -23.1% |
| FY2021 | $83.9M | -40.8% |
| FY2020 | $141.6M | -22.2% |
| FY2019 | $181.9M | +43.7% |
| FY2018 | $126.6M | -10.6% |
| FY2017 | $141.7M | +17.5% |
| FY2016 | $120.6M | +26.1% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026