Company / Return on Equity (ROE)
Frost Bank Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
14.2%
FY2025
5-year range
7.7% / 16.1%
FY2021-FY2025
Trend
-5.1%
vs FY2024
Sector context
#116 of 390
Financials
What the data says
At 14.2%, Frost Bank's return on equity (roe) ranks #116 of 390 in the Financials sector. Return on Equity (ROE) has fluctuated over the past 10 years, ranging from 7.7% in FY2022 to 16.1% in FY2023.
Based on SEC 10-K filings.
14.2% in FY2025 with a 5-year CAGR of +0.7%.
Declined from 16.1% to 14.2% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +6.5pp
- 5-Year Change
- +0.7pp
- 10-Year Change
- -
Sector benchmark
#116 of 390 in FinancialsTop 30% of 390This company 14.2% Sector average 17.6%
▼
-19.3% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) decreased 5.1% year-over-year.
- Currently 3.4pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2023.
- Lowest return on equity (roe) in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.15 (distress zone, below 1.8 threshold)
- Strong profit margin: 29.1%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 14.2% | -5.1% |
| FY2024 | 14.9% | -7.1% |
| FY2023 | 16.1% | +108.7% |
| FY2022 | 7.7% | -32.0% |
| FY2021 | 11.3% | -16.0% |
| FY2020 | 13.5% | +22.3% |
| FY2019 | 11.0% | +9.0% |
| FY2018 | 10.1% | +4.9% |
| FY2017 | 9.7% | -0.9% |
| FY2016 | 9.8% | +0.9% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026