Company / Operating Margin
Fiserv Operating Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
27.5%
FY2025
5-year range
12.5% / 28.7%
FY2021-FY2025
Trend
-4.5%
vs FY2024
Sector context
#35 of 105
Financials
What the data says
At 27.5%, Fiserv's operating margin ranks #35 of 105 in the Financials sector. Operating Margin has fluctuated over the past 10 years, ranging from 12.5% in FY2022 to 121.7% in FY2018.
Based on SEC 10-K filings.
27.5% in FY2025 with a 5-year CAGR of -2.6%.
Improved from 14.1% to 27.5% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- +15.0pp
- 5-Year Change
- -2.6pp
- 10-Year Change
- -
Sector benchmark
#35 of 105 in FinancialsTop 33% of 105This company 27.5% Sector average -49.0%
▼
+156.1% above sector average
Key checks
Key Insights
- In FY2025, operating margin decreased 4.5% year-over-year.
- Currently 76.4pp above the Financials sector average.
- Peak operating margin was recorded in FY2018.
- Lowest operating margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.98 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 27.5% | -4.5% |
| FY2024 | 28.7% | +103.8% |
| FY2023 | 14.1% | +13.1% |
| FY2022 | 12.5% | -21.0% |
| FY2021 | 15.8% | -47.5% |
| FY2020 | 30.1% | +11.9% |
| FY2019 | 26.9% | -77.9% |
| FY2018 | 121.7% | +352.6% |
| FY2017 | 26.9% | +2.5% |
| FY2016 | 26.3% | +5.2% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026