SEC 8-K
SEC 8-K: Item 1.01, 2.03, 8.01, 9.01
Official SEC filing update. Items: 1.01, 2.03, 8.01, 9.01.
Item 1.01, 2.03, 8.01, 9.01Accession 0001193125-26-279413
Fiserv (FISV) Financials, Dividends & Stock Info
Explore comprehensive financial data for Fiserv, provided completely free. Analyze revenue, net income, profit margins, dividend history, and key financial ratios to make informed investment decisions.
Data as of (570 days ago)|Source: SEC EDGAR
The information on this page is for informational purposes only and does not constitute investment advice, financial advice, or any recommendation. Billiver does not recommend buying, selling, or holding any security. Past performance is not indicative of future results.
Data may be delayed and accuracy is not guaranteed. All investment decisions are solely your responsibility. Verify information independently and consult a qualified financial advisor before investing. About · Methodology
FISVFinancials
Fiserv (FISV) is a transaction & payment processing services company. The company reports annual revenue of $21.2B and net income of $3.6B. Its profit margin is 17.1%.
Fiserv Key Financials(TTM Est.)
Revenue (TTM)↑ 3.6%
$21.2B
Net Income (TTM)↑ 11.1%
$3.6B
Profit Margin
17.1%
Top 37% in sector
Return on Equity
14.4%
Top 80% in sector
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Fiserv Financial Health ScoreFY2025
0/100
Moderate health; several metrics need attention
-3 pts YoYProfitability68Liquidity55Growth50Cash Flow100Efficiency43
This Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.98 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Fiserv Official SEC Updates
Official filing updates from SEC EDGAR. Billiver stores internal evidence snapshots for verification, but this page links to the SEC source instead of republishing full filing text.
Open SEC filing
SEC 8-K
SEC 8-K: Item 1.01, 9.01
Official SEC filing update. Items: 1.01, 9.01.
Item 1.01, 9.01Accession 0001193125-26-274276
SEC 8-K
SEC 8-K: Item 7.01, 9.01
Official SEC filing update. Items: 7.01, 9.01.
Item 7.01, 9.01Accession 0001193125-26-271750
SEC 8-K
SEC 8-K: Item 5.02, 7.01, 9.01
Official SEC filing update. Items: 5.02, 7.01, 9.01.
Item 5.02, 7.01, 9.01Accession 0001193125-26-270336
SEC 8-K
SEC 8-K: Item 5.07
Official SEC filing update. Items: 5.07.
Item 5.07Accession 0001193125-26-237041
Source: SEC EDGAR · 5 filings
Informational only. Not investment advice.
Fiserv Recent Events
Material Agreement
Other Events
Material Agreement
Leadership Change
Shareholder Vote
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K · Updated Jul 2, 2026
Revenue Breakdown (FY2024)
See Fiserv detailed breakdown →ProcessingAndServices
$16.6B81.3%
DigitalPayments
$3.9B18.9%
Processing
$1.1B5.4%
About Fiserv
Fiserv, Inc. is an American multinational financial technology company headquartered in Milwaukee, Wisconsin. The company processes debit and credit card transactions, loyalty programs, loans, electronic bill pay, wires and ACH transfers, check deposits, and ATM transactions on behalf of banking institutions. The company also produces debit and credit cards and point of sale terminals.
- Industry
- Transaction & Payment Processing Services
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Positive MarginsROE14.4%
vs 24.9% sector median / 47.7% avg
▼
Generates $14.4 in profit for every $100 of shareholder equity. Higher than 20% in Financials.
Profit Margin17.1%
vs 13.8% sector median / 16.2% avg
▼
Keeps 17 cents of every dollar in revenue as profit. Higher than 63% in Financials.
Revenue (TTM)*$21.2B
7th consecutive year of revenue growth.
Net Income (TTM)*$3.6B
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin of 17.1% is above 10%.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K · Updated Jul 2, 2026
Fiserv 10-Year Revenue, Profit & Cash Flow History
Net income reached a record high of $3.5B in FY2025.
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $21.2B(+3.6%) | $20.5B(+26.1%) | $16.2B(+9.3%) | $14.9B(+45.8%) | $10.2B(+74.9%) | $5.8B(+2.2%) | $5.7B(+295.6%) | $1.4B(-74.7%) | $5.7B(+3.5%) | $5.5B(+4.8%) |
| Net Income | $3.5B(+11.1%) | $3.1B(+134.7%) | $1.3B(+39.2%) | $958.0M(+7.3%) | $893.0M(-24.8%) | $1.2B(-4.7%) | $1.2B(+5.0%) | $1.2B(-4.7%) | $1.2B(+34.0%) | $930.0M(+30.6%) |
| Total Assets | $80.1B | $77.2B | $90.9B | $83.9B | $76.2B | $74.6B | $77.5B | $11.3B | $10.3B | $9.7B |
| Total Debt | - | - | - | - | - | - | - | - | - | - |
| Total Equity | $25.8B | $27.1B | $29.9B | $30.8B | $31.0B | $32.3B | $33.0B | $2.3B | $2.7B | $2.5B |
| Profit Margin | 16.4% | 15.3% | 8.2% | 6.5% | 8.8% | 20.4% | 21.9% | 82.4% | 21.9% | 16.9% |
| ROE | 13.5% | 11.6% | 4.5% | 3.1% | 2.9% | 3.7% | 3.8% | 51.8% | 45.6% | 36.6% |
| ROA | 4.3% | 4.1% | 1.5% | 1.1% | 1.2% | 1.6% | 1.6% | 10.5% | 12.1% | 9.6% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.1B | $15.2B | $10.0B | $4.9B | $14.2B | $9.3B | $4.5B | $13.1B |
| Net Income | $851.0M | $2.2B | $1.6B | $735.0M | $2.2B | $1.2B | $563.0M | $1.7B |
| Total Assets | $80.1B | $77.2B | $77.2B | $77.2B | $90.9B | $90.9B | $90.9B | $83.9B |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026
Smart Money Insight
6 insiders purchased shares worth $1.7M in the last 30 days. Revenue grew +3.6% YoY and profit margin at 16.4%. Signal strength: 45/100.
Source: SEC EDGAR Form 4, 13F, 10-K/10-Q (as of 2026-07-01)
Insider Trading
Loading chart...
Loading transactions...
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Fiserv Free Cash Flow & Dividend Coverage
Free Cash Flow
$4.3B
FY2025
FCF Margin
20.3%
FCF / Revenue
Operating Cash Flow
$6.1B
Cash from operations
FCF / Net Income
1.24x
Quality earnings
Generates approximately $12M in free cash flow per day.
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.4B | $1.5B | $1.6B | $1.5B | $1.6B | $2.8B | $4.1B | $4.0B | $6.6B | $6.1B |
| CapEx | -$290.0M | -$287.0M | -$360.0M | -$287.0M | -$360.0M | -$721.0M | -$900.0M | -$1.2B | -$1.6B | -$1.8B |
| Free Cash Flow | $1.1B | $1.2B | $1.2B | $1.2B | $1.2B | $2.1B | $3.2B | $2.9B | $5.1B | $4.3B |
| FCF Margin | 20.7% | 21.0% | 82.8% | 21.0% | 20.5% | 20.4% | 21.9% | 17.7% | 24.8% | 20.3% |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K · Updated Jul 2, 2026
Fiserv Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for FISV.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Fiserv FAQ
What is Fiserv's annual revenue?
Fiserv (FISV) reported $21.2 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Fiserv profitable?
Yes, Fiserv is profitable with a 17.1% net profit margin and $3.6 billion in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Fiserv pay dividends?
No, Fiserv (FISV) does not currently pay dividends to shareholders.
What is Fiserv's financial health score?
Fiserv has a financial health score of 63/100 (Grade: C), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Fiserv financial data are available?
10 years of financial data are available for Fiserv from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.