Company / Total Debt
Fair Isaac Total Debt History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$3.1B
FY2025
5-year range
$750.0M / $3.1B
FY2021-FY2025
Trend
+38.3%
vs FY2024
Sector context
#47 of 174
Information Technology
What the data says
At $3.1B, Fair Isaac's total debt ranks #128 of 174 in the Information Technology sector. Total Debt has fluctuated over the past 10 years, ranging from $244M in FY2017 to $3.1B in FY2025.
Based on SEC 10-K filings.
$3.1B in FY2025 with a 5-year CAGR of +32.8%.
Increased from $1.8B to $3.1B over the past 2 years.
Information Technology sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- +18.8%
- 5-Year CAGR
- +32.8%
- 10-Year CAGR
- -
Sector benchmark
#128 of 174 in Information TechnologyTop 73% of 174This company $3.1B Sector average $3.8B
▼
-19.7% below sector average
Key checks
Key Insights
- 5-year CAGR of +32.8%, indicating consistent growth.
- In FY2025, total debt increased 38.3% year-over-year.
- Ranks #47 out of 174 companies in the Information Technology sector.
- Lowest total debt in the period was in FY2017.
Company context
Key Data Points
- Altman Z-Score 4.41 (safe zone, above 2.9 threshold)
- Strong profit margin: 32.8%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $3.1B | +38.3% |
| FY2024 | $2.2B | +21.9% |
| FY2023 | $1.8B | -0.7% |
| FY2022 | $1.8B | +143.2% |
| FY2021 | $750.0M | +1.4% |
| FY2020 | $739.4M | +52.5% |
| FY2019 | $485.0M | -5.5% |
| FY2018 | $513.0M | +110.2% |
| FY2017 | $244.0M | -22.8% |
| FY2016 | $316.0M | -16.0% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026