Company / Return on Assets (ROA)
Essent Group Ltd. Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
9.3%
FY2025
5-year range
9.3% / 14.5%
FY2021-FY2025
Trend
-9.6%
vs FY2024
Sector context
#36 of 400
Financials
What the data says
Among 400 Financials companies, Essent Group Ltd. is in the top 9% for return on assets (roa). Return on Assets (ROA) has declined for 3 consecutive years, from 14.5% in FY2022 to 9.3% in FY2025.
Based on SEC 10-K filings.
9.3% in FY2025 with a 5-year CAGR of +1.3%. Top quartile in the Financials sector.
Declined from 10.8% to 9.3% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -5.2pp
- 5-Year Change
- +1.3pp
- 10-Year Change
- -
Sector benchmark
Top 9% in FinancialsTop 9% of 400This company 9.3% Sector average 2.1%
▼
+340.3% above sector average
Key checks
Key Insights
- Essent Group Ltd.'s return on assets (roa) has declined for 3 consecutive years.
- In FY2025, return on assets (roa) decreased 9.6% year-over-year.
- Currently 7.2pp above the Financials sector average.
- Peak return on assets (roa) was recorded in FY2018.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 9.3% | -9.6% |
| FY2024 | 10.3% | -5.4% |
| FY2023 | 10.8% | -25.3% |
| FY2022 | 14.5% | +21.9% |
| FY2021 | 11.9% | +50.0% |
| FY2020 | 7.9% | -44.7% |
| FY2019 | 14.3% | -3.3% |
| FY2018 | 14.8% | +4.5% |
| FY2017 | 14.2% | +20.1% |
| FY2016 | 11.8% | +10.4% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026