Essent Group Ltd. (ESNT) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Essent Group Ltd. (ESNT) is a commercial & residential mortgage finance company. The company reports annual revenue of $1.2B and net income of $729M.
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Essent Group Ltd. Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Essent Group Ltd. Financial Health ScoreFY2025
Good overall health with some areas for improvement
-9 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Essent Group Ltd. Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
About Essent Group Ltd.
- Industry
- Commercial & Residential Mortgage Finance
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Profitability Data Under Review3rd consecutive year of revenue growth.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profitability metrics are being verified. Some SEC filing data may require additional validation.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Essent Group Ltd. 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.3B(+1.5%) | $1.2B(+12.0%) | $1.1B(+10.9%) | $1.0B(-2.7%) | $1.0B(+7.7%) | $955.2M(+10.1%) | $867.6M(+20.6%) | $719.4M(+24.8%) | $576.5M(+25.8%) | $458.3M(+29.7%) |
| Net Income | $690.0M(-5.4%) | $729.4M(+4.7%) | $696.4M(-16.2%) | $831.4M(+21.9%) | $681.8M(+65.1%) | $413.0M(-25.7%) | $555.7M(+18.9%) | $467.4M(+23.1%) | $379.7M(+70.6%) | $222.6M(+41.5%) |
| Total Assets | $7.4B | $7.1B | $6.4B | $5.7B | $5.7B | $5.2B | $3.9B | $3.1B | $2.7B | $1.9B |
| Total Debt | - | - | - | - | - | - | - | - | - | - |
| Total Equity | $5.8B | $5.6B | $5.1B | $4.5B | $4.2B | $3.9B | $3.0B | $2.4B | $1.9B | $1.3B |
| Profit Margin | 54.7% | 58.7% | 62.7% | 83.1% | 66.3% | 43.2% | 64.0% | 65.0% | 65.9% | 48.6% |
| ROE | 12.0% | 13.0% | 13.7% | 18.6% | 16.1% | 10.7% | 18.6% | 19.8% | 19.6% | 16.6% |
| ROA | 9.3% | 10.3% | 10.8% | 14.5% | 11.9% | 7.9% | 14.3% | 14.8% | 14.2% | 11.8% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $317.6M | $311.8M | $319.1M | $317.6M | $316.6M | $312.9M | $298.4M | $296.1M |
| Net Income | $175.4M | $164.2M | $195.3M | $175.4M | $176.2M | $203.6M | $181.7M | $178.0M |
| Total Assets | $7.4B | $7.4B | $7.2B | $7.2B | $7.1B | $6.7B | $6.6B | $6.1B |
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Essent Group Ltd. Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: +7.8%.
Annual Dividends
2019 - 2025| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Dividend/Share | $0.30 | $0.64 | $0.70 | $0.86 | $1.00 | $1.12 | $0.93 |
| YoY Growth | - | +113.3% | +9.4% | +22.9% | +16.3% | +12.0% | -17.0% |
| Payments | 2 | 4 | 4 | 4 | 4 | 4 | 3 |
| Increased | - | Yes | Yes | Yes | Yes | Yes | No |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Last checked Jun 30, 2026
Essent Group Ltd. Free Cash Flow & Dividend Coverage
Generates approximately $2M in free cash flow per day.
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $274.6M | $368.6M | $625.3M | $589.8M | $727.9M | $709.3M | $588.8M | $763.0M | $861.5M | $856.1M |
| CapEx | -$3.2M | -$2.8M | -$4.1M | -$3.4M | -$2.4M | -$2.5M | -$4.0M | -$4.0M | -$6.8M | -$7.4M |
| Free Cash Flow | $271.4M | $365.8M | $621.3M | $586.4M | $725.5M | $706.8M | $584.8M | $759.0M | $854.8M | $848.7M |
| FCF Margin | 59.2% | 63.4% | 86.4% | 67.6% | 75.9% | 68.7% | 58.4% | 68.4% | 68.8% | 67.3% |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Essent Group Ltd. Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for ESNT.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Essent Group Ltd. FAQ
What is Essent Group Ltd.'s annual revenue?
Essent Group Ltd. (ESNT) reported $1.2 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Does Essent Group Ltd. pay dividends?
Yes, Essent Group Ltd. pays regular dividends. View the full dividend history and payout analysis on this page.
What is Essent Group Ltd.'s financial health score?
Essent Group Ltd. has a financial health score of 71/100 (Grade: B), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Essent Group Ltd. financial data are available?
10 years of financial data are available for Essent Group Ltd. from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.